AADHARHFC Q3 FY26 Guidance vs Delivery (AADHARHFC Management Mirror)

Did AADHARHFC's management deliver what it guided? Guidance vs actual performance and tone changes across recent earnings calls, as of the Q3 FY26 (Dec-2025 Qtr) concall.

Aadhar Housing Finance Ltd (AADHARHFC) Q3FY26 Management Mirror - Dec-2025 Qtr

AUM & Growth Outlook

Status: Reaffirmed. Management expects to meet FY26 guidance, maintaining AUM growth targets of ~20% and crossing 30,000 crore in AUM by fiscal year-end. Disbursement growth guidance is now cited at 16%-17% (Dec'25 Qtr), slightly moderated from the 18%-20% range reiterated in the Sep'25 and Jun'25 Qtrs, though AUM targets remain steady. Management noted historically stronger H2 performance (Sep'25 Qtr) remains a key driver for meeting annual goals.

6 more themes on the ELITE plan.