Aadhar Housing Finance Ltd (AADHARHFC) Q4FY26 Concall Summary - Mar-2026 Qtr
Performance Overview
- The company achieved a significant milestone, with its Assets Under Management (AUM) crossing INR 30,000 crores, reflecting a robust 20% year-over-year (YoY) growth.
- Recorded its highest-ever quarterly disbursement of INR 3,087 crores in Q4, a 20% YoY increase, driven by strong demand and improved execution across its branch network.
- Asset quality remained pristine and showed sequential improvement, with Gross NPA (GNPA) standing at 1.08%, a 30 basis points (bps) improvement from the previous quarter.
- Profitability demonstrated strong growth, with Profit After Tax (PAT) for the quarter growing by 27% YoY to INR 311 crores.
- The company successfully expanded its distribution footprint by adding 46 new branches during the financial year, taking the total network to 626 branches across 22 states.
Financial Metrics
Log in to Stocksigma to read the Financial Metrics section of this summary.
Operating Performance / Business Segments
Log in to Stocksigma to read the Operating Performance / Business Segments section of this summary.
Key Discussions & Insights
Log in to Stocksigma to read the Key Discussions & Insights section of this summary.
Outlook and Guidance
Log in to Stocksigma to read the Outlook and Guidance section of this summary.
Challenges / Concerns
Log in to Stocksigma to read the Challenges / Concerns section of this summary.
Industry / Competitive Landscape
Log in to Stocksigma to read the Industry / Competitive Landscape section of this summary.
Overall Summary
Log in to Stocksigma to read the Overall Summary section of this summary.