Bajaj Housing Finance Ltd (BAJAJHFL) Q1FY26 Concall Summary - Jun-2025 Qtr
Performance Overview
- Bajaj Housing Finance reported a balanced Q1 FY26 with 24% YoY AUM growth, moderated by the real estate market and competitive pricing.
- Asset quality remained healthy with Gross NPA at 0.35% and Net NPA at 0.13%.
- Operating expenses to net total income (OpEx to NTI) remained flat at 21.2% YoY.
- The company disbursed INR 14,651 crore in Q1 FY26, a 22% YoY growth.
- Capital adequacy remained comfortable with a CAR of 26.9%.
Financial Metrics
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Operating Performance / Business Segments
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Key Discussions & Insights
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Outlook and Guidance
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Challenges / Concerns
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Industry / Competitive Landscape
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Overall Summary
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