Bandhan Bank Q2 Earnings: CEO Targets 1.4% ROA; Can The Bank Deliver By March? | Business News
ET Now · 29 Oct 2026 · 12 min
Management interview of Bandhan Bank Ltd (BANDHANBNK), with 6 key numbers discussed.
- Partha Pratim Sengupta, MD and CEO, Bandhan Bank
Bandhan Bank expects to reach the upper end of its RoA guidance at 1.40% by FY exit, backed by a 1.5% contribution from other income and reduced credit costs of 1.7%. Margins are projected to remain stable at 6.1% to 6.2%, aided by deposit rate recalibrations and festive disbursements. Non-microfinance advances grew 20%, keeping the bank on track for 14% full-year loan growth. While proposed IRDAI circular changes pose fee-income headwinds, the bank plans to offset this via forex, trade finance, credit cards, and wholesale banking.