INDIASHLTR Q4 FY26 Guidance vs Delivery (INDIASHLTR Management Mirror)

Did INDIASHLTR's management deliver what it guided? Guidance vs actual performance and tone changes across recent earnings calls, as of the Q4 FY26 (Mar-2026 Qtr) concall.

India Shelter Finance Corporation Ltd (INDIASHLTR) Q4FY26 Management Mirror - Mar-2026 Qtr

Growth and AUM

In the Mar'26 Qtr, management projected 25% to 30% loan growth over the next three years to reach a 30,000 crore AUM target by 2030, a moderation from the 30% to 31% target set in the Dec'25 Qtr and the 30% to 35% full-year guidance from the Sep'25 Qtr; disbursements are expected to exceed 20% in the current year with ticket sizes inching toward 10.5 lakhs. [Status: Downgraded]

4 more themes on the ELITE plan.