A Strong Q2FY27 For IndusInd Bank | Gold Loan Book Has Grown 3x YoY, Says Company | CNBC TV18
CNBC-TV18 · 26 Oct 2026 · 10 min
Management interview of Indusind Bank Ltd (INDUSINDBK), with 6 key numbers discussed.
- Rajiv Anand, MD & CEO, IndusInd Bank
IndusInd Bank expects loan and deposit growth to match system levels, supported by a seasonally stronger second half. Management expects to recoup the recent NIM compression over the next two quarters through higher disbursements in high-yielding retail, microfinance, and commercial vehicle segments. Granular deposits now constitute 50% of the liability base. The bank remains cautious on two-wheelers and microfinance in drought-affected states, while its gold loan book expanded 3x YoY off a low base. The bank targets a 1% exit RoA for the fiscal year and aims for 1.7-1.8% over the medium term.