IndusInd Bank Q2 Earnings: Profitability, Treasury Gains, Fees And Loan Growth Drive Recovery
ET Now · 26 Oct 2026 · 11 min
Management interview of Indusind Bank Ltd (INDUSINDBK), with 6 key numbers discussed.
- Rajiv Anand, MD & CEO, IndusInd Bank
IndusInd Bank reported broad-based performance in Q2, aided by higher vehicle finance disbursements, an 8% sequential growth in microfinance, and healthy treasury and fee income. The bank raised USD 3.51 billion via FCNR(B) deposits, which temporarily impacted margins, but expects NIM recovery starting in Q4. Cost-to-income fell by 800 basis points year-on-year, and management sees room for credit costs to ease further as secured asset growth picks up. The bank maintained its guidance to grow in line with the industry and reach a 1% exit ROA.