Karnataka Bank Ltd (KTKBANK) Q3FY26 Management Mirror - Dec-2025 Qtr
Loan Book & Growth Targets
Lowered: Management now targets a loan book size of approximately 85,000 crore by Mar'26. This represents a downward revision from the Jun'25 Qtr guidance, which aimed for 89,000 crore by the end of FY26.
Reaffirmed: The strategic focus remains on the "RAM" segments (Retail, Agri, MSME) to drive ~15% overall business growth.
Unchanged: The bank continues to pursue a shift away from lower-yielding corporate/IBPC loans toward higher-yielding retail and MSME advances.
New: Management explicitly guided for disbursements between 2,500 crore and 3,000 crore in the coming period.
5 more themes on the ELITE plan.