LIC Housing Finance Targets Double-Digit Loan Growth, CEO Sandeep Kumar Explains Roadmap | ET Now
ET Now · 02 Nov 2026 · 8 min
Management interview of LIC Housing Finance Ltd (LICHSGFIN), with 8 key numbers discussed.
- Tribhuwan Adhikari, MD & CEO, LIC Housing Finance
LIC Housing Finance expects loan book growth to inch towards 10% in FY27, up from the current 6%, driven by 12%+ disbursement growth. To counter rising borrowing costs, the company is raising its lending rates by 25 basis points across its portfolio and new disbursements. Management maintained its full-year NIM guidance of 2.5–2.6%. The company is shifting its product mix towards affordable housing (targeting up to 20%) and project loans to enhance yields and loan growth.