PFS Q2 FY27 Guidance vs Delivery (PFS Management Mirror)

Q2 FY27 Disbursements Reach Rs. 1,595 Crore, Meeting Rs. 1,500 Crore Timeline Guided in Mar'26 Qtr

In Sep'26 Qtr, reported loan assets reached Rs. 3,684 crore, with quarterly disbursements hitting a 19-quarter high of Rs. 1,595 crore. This outcome meets the Mar'26 Qtr management guidance, which anticipated that a major portion of approximately Rs. 1,500 crore in undisbursed sanctions would be deployed by Q2 FY27. Looking ahead, management reaffirmed the Jun'26 Qtr target to reach a net loan book size of approximately Rs. 5,000 crore by the end of FY27. The company now guides for annual loan book growth of at least 25% in the coming years, supported by an undisbursed sanctions pipeline of approximately Rs. 2,500 crore. Prepayments are expected to moderate going forward, with planned scheduled repayments for H2 FY27 projected around Rs. 300 crore.