PNB Housing Finance Ltd (PNBHOUSING) Q1FY26 Concall Summary - Jun-2025 Qtr
Performance Overview
- Retail loan book grew by 18.1% YoY, reaching INR 76,923 crores.
- Total loan book stood at INR 77,732 crores.
- Affordable and Emerging Market segment contributes 37% of the retail loan book.
- Strong overall collection performance led to a reversal in credit cost (-27 bps).
- Gross NPA improved to 1.06%.
Financial Metrics
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Operating Performance / Business Segments
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Key Discussions & Insights
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Outlook and Guidance
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Challenges / Concerns
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Industry / Competitive Landscape
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Overall Summary
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