PNBHOUSING Q4 FY26 Guidance vs Delivery (PNBHOUSING Management Mirror)

Did PNBHOUSING's management deliver what it guided? Guidance vs actual performance and tone changes across recent earnings calls, as of the Q4 FY26 (Mar-2026 Qtr) concall.

  • PNBHOUSING Financials
  • PNBHOUSING Shareholding Pattern
  • PNBHOUSING Earnings Documents
  • PNBHOUSING Announcements
  • PNBHOUSING Corporate Actions
  • PNBHOUSING Bulk, Block & Insider Deals
  • PNBHOUSING Delivery Data
  • PNBHOUSING Earnings Concalls
  • Market Timeline
  • Concall Monitor
  • Company Research
  • Earnings Monitor
  • Upcoming Results
  • Sector Monitor
  • Sector Performance
  • Bulk & Block Deals
  • Delivery Data
  • FII & DII Activity
  • Market Indices
  • Plans & Pricing

PNB Housing Finance Ltd (PNBHOUSING) Q4FY26 Management Mirror - Mar-2026 Qtr

Loan Growth & Segment Mix

Management expects the overall loan book to surpass INR 1 lakh crore in FY27, with retail growth upgraded to 18% to 20% in the Mar'26 Qtr from the 17% to 18% guided in the Sep'25 Qtr and Dec'25 Qtr, while affordable disbursements are targeted to grow roughly 50% and the corporate book will be capped at 3% in Mar'27 before scaling up to 8% to 9% by year three. [Status: Upgraded]

4 more themes on the ELITE plan.

  • PNBHOUSING Q4FY26 Concall Summary
  • PNBHOUSING Q4FY26 Concall Transcript
  • PNBHOUSING Q3FY26 Management Mirror (Dec-2025 Qtr)
  • PNBHOUSING Q1FY27 Management Mirror (Jun-2026 Qtr)