REPCOHOME Q4 FY26 Guidance vs Delivery (REPCOHOME Management Mirror)

AUM and Disbursements

Management raised the FY26 full-year disbursement target to INR 5,000 crores in the Mar'26 Qtr, up from the INR 4,000 crores target explicitly reaffirmed in the Dec'25 Qtr, and upgraded the FY26 AUM target to INR 18,000 crores from the INR 16,200 crores guided in both the Sep'25 and Dec'25 Qtrs. The company plans to maintain a quarterly disbursement run rate of over INR 1,000 crores, leaning heavily on originations from non-Tamil Nadu states like Maharashtra, Madhya Pradesh, and Rajasthan. Longer-term aspirations to reach an INR 25,000 crore AUM within two to three years were consistently reaffirmed across quarters, while expectations for inorganic loan book purchases narrowed slightly to INR 25-30 crores in the Mar'26 Qtr (versus INR 30-40 crores in the Sep'25 Qtr). [Status: Upgraded]