SBI Cards and Payment Services Ltd (SBICARD) Q1FY26 Concall Summary - Jun-2025 Qtr
Performance Overview
- SBI Card maintained its position as India's largest pure-play credit card player with a 19.1% market share in cards in force and 16.6% in card spend.
- Cards in force grew 10% YoY to 2.12 crores, with 873,000 new accounts added during the quarter.
- Total spends reached 32,440 crores, a 21% YoY increase, driven by growth in both retail and corporate spending.
- Retail spend grew 15% YoY to 82,404 crores, with strong growth in both online and offline spending across various categories.
- Online spends contributed 61% of total retail expenses.
Financial Metrics
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Operating Performance / Business Segments
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Key Discussions & Insights
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Outlook and Guidance
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Challenges / Concerns
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Industry / Competitive Landscape
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Overall Summary
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