Ujjivan Small Finance Bank Ltd (UJJIVANSFB) Q1FY26 Concall Summary - Jun-2025 Qtr
Performance Overview
- Gross loan book grew 11% YoY and 4% QoQ, reaching 33,287 crores.
- Disbursements increased 24% YoY to 6,539 crores.
- Secured portfolio share rose from 31% to 46% YoY.
- Microfinance guardrails fully adopted, with Q1 group loan disbursements 2% higher than Q4.
- Focus on graduating customers to individual loans and secured products.
Financial Metrics
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Operating Performance / Business Segments
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Key Discussions & Insights
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Outlook and Guidance
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Challenges / Concerns
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Industry / Competitive Landscape
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Overall Summary
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