Yes Bank Ltd (YESBANK) Q2FY26 Concall Summary - Sep-2025 Qtr
Performance Overview
- The bank demonstrated robust profitability with a net profit of INR 6,154 crores, marking an 18.3% YoY growth, and an operating profit of INR 1,129.6 crores, up 32.9% YoY.
- Asset quality showed improvement, with slippages reducing to 2% of advances from 2.4% in the previous quarter, and the Provision Coverage Ratio (PCR) strengthening to 81%.
- Deposit growth was strong, increasing by 6.9% YoY to INR 2.96 lakh crores, with CASA deposits growing even faster at 12.5% YoY, leading to a CASA ratio of 33.7%.
- Advances crossed the INR 2.5 lakh crore milestone, growing 6.4% YoY, with a significant sequential pickup in disbursements across retail, commercial, and corporate segments.
- The bank is on track to achieve its stated objective of 1% Return on Assets (ROA) by FY27, having successfully delivered an ROA of 0.7% for the first half of the year.
Financial Metrics
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Operating Performance / Business Segments
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Key Discussions & Insights
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Outlook and Guidance
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Challenges / Concerns
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Industry / Competitive Landscape
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Overall Summary
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