Arman Financial Services Ltd (ARMANFIN) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow Arman Financial Services Ltd reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹51 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
ARMANFIN quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 165 199 151 159 160 176 202 235 YoY Revenue growth -2 9 -18 -12 -3 -12 34 47 Interest 57 52 52 50 51 53 64 73 Expenses 114 134 110 91 80 80 80 92 Financing Profit -6 13 -11 18 29 42 58 70 Financing Margin -4 7 -7 12 18 24 29 30 Other Income 0 0 0 0 0 0 0 0 Depreciation 0 0 0 0 0 0 0 1 Profit before tax -7 13 -11 18 29 42 57 69 Tax 5% -1% 31% 55% 22% 3% 21% 26% Net Profit -7 13 -15 8 22 41 45 51 EPS in Rs -6.92 12.16 -13.9 7.6 21.1 39.01 42.96 48.81 Gross NPA 4.13 3.37 3.45 3.7 3.46 3.43 2.76 2.73 Net NPA 0.67 0.55 0.51 0.5 0.79 0.93 0.84 0.92
ARMANFIN profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 235 424 661 730 646 772 Revenue growth 21 80 56 10 -12 14 Interest 89 172 266 240 206 241 Expenses 99 126 166 419 361 332 Financing Profit 46 126 229 71 79 199 Financing Margin 20 30 35 10 12 26 Other Income 0 0 0 0 0 0 Depreciation 1 1 1 2 2 2 Profit before tax 46 125 228 69 77 197 Tax 30% 25% 24% 25% 27% - Net Profit 32 94 174 52 57 160 EPS in Rs 37.35 110.46 165.67 49.64 53.85 151.88 Dividend Payout 0% 0% 0% 0% 0% -
ARMANFIN balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 10 10 11 11 11 Reserves 802 864 862 923 1,022 Other Liabilities 97 121 83 89 106 Total Liabilities 2,635 2,227 2,153 2,798 3,275 Fixed Assets 8 31 32 32 34 CWIP 0 0 0 3 6 Investments 7 39 33 92 59 Other Assets 2,620 2,157 2,087 2,671 3,176 Total Assets 2,635 2,227 2,153 2,798 3,275 Borrowing 1,725 1,232 1,197 1,776 2,136
ARMANFIN cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity -281 -718 -302 493 -476 Cash from Investing Activity -2 -13 18 -49 -50 Cash from Financing Activity 270 681 376 -495 546 Net Cash Flow -12 -49 92 -51 20 Free Cash Flow -282 -720 -305 467 -480 CFO/OP -194% -232% -49% 168% -159%
ARMANFIN ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 16 33 30 6 6