Bajaj Finance Ltd (BAJFINANCE) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow Bajaj Finance Ltd reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹6,367 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
BAJFINANCE quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 18,035 18,294 19,524 19,990 21,013 21,606 23,165 24,546 Interest 6,386 6,551 6,918 7,011 7,339 7,398 7,942 8,602 Expenses 5,691 5,865 5,992 6,119 7,737 6,553 6,793 7,120 Financing Profit 5,958 5,879 6,614 6,861 5,937 7,654 8,430 8,825 Financing Margin 33 32 34 34 28 35 36 36 Other Income 26 21 5 5 -262 11 6 33 Depreciation 219 252 251 258 244 256 288 321 Profit before tax 5,765 5,647 6,368 6,608 5,431 7,410 8,149 8,537 Tax 25% 20% 25% 25% 25% 25% 25% 25% Net Profit 4,308 4,546 4,765 4,948 4,066 5,553 6,081 6,367 EPS in Rs 6.86 7.21 7.56 7.84 6.39 8.78 9.61 10.06 Gross NPA 1.12 0.96 1.03 1.24 1.21 1.01 0.96 1.06 Net NPA 0.48 0.44 0.5 0.6 0.47 0.41 0.39 0.42
BAJFINANCE profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 31,633 41,411 54,972 68,832 81,985 90,331 Interest 9,848 12,701 18,886 24,991 28,899 31,281 Expenses 11,880 12,693 16,099 20,878 25,998 28,203 Financing Profit 9,905 16,018 19,987 22,963 27,088 30,847 Financing Margin 31 39 36 33 33 34 Other Income -17 -5 6 -2 -263 -212 Depreciation 385 485 683 881 1,009 1,108 Profit before tax 9,504 15,528 19,310 22,080 25,817 29,527 Tax 26% 26% 25% 24% 25% - Net Profit 7,028 11,508 14,451 16,779 19,332 22,066 EPS in Rs 11.61 19.01 23.35 26.77 30.56 34.84 Dividend Payout 17% 16% 15% 21% 20% -
BAJFINANCE balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 124 124 622 622 622 Reserves 76,572 96,569 1,02,592 1,13,377 1,22,557 Other Liabilities 5,700 8,185 9,346 10,841 14,281 Total Liabilities 3,75,742 4,66,127 5,09,961 5,59,952 6,39,443 Fixed Assets 3,250 3,780 3,752 3,947 4,422 CWIP 43 41 33 119 76 Investments 30,881 34,441 33,751 30,578 31,744 Other Assets 3,41,568 4,27,865 4,72,425 5,25,309 6,03,201 Total Assets 3,75,742 4,66,127 5,09,961 5,59,952 6,39,443 Borrowing 2,93,346 3,61,249 3,97,401 4,35,112 5,01,982
BAJFINANCE cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity -37,029 -42,112 -72,760 -67,792 -65,790 Cash from Investing Activity 6,347 -10,394 -7,171 -2,765 -3,389 Cash from Financing Activity 32,240 50,675 82,415 70,165 67,433 Net Cash Flow 1,558 -1,831 2,484 -392 -1,746 Free Cash Flow -37,644 -42,970 -73,759 -68,837 -66,686 CFO/OP -174% -133% -174% -130% -106%
BAJFINANCE ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 17 23 22 19 18