Cholamandalam Investment and Finance Company Ltd (CHOLAFIN) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow Cholamandalam Investment and Finance Company Ltd reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹1,630 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
CHOLAFIN quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 6,733 7,046 7,267 7,491 7,898 8,417 8,856 9,271 Interest 3,275 3,365 3,468 3,517 3,646 3,753 4,007 4,334 Expenses 2,038 2,010 2,286 2,460 2,554 2,597 2,652 2,790 Financing Profit 1,420 1,671 1,512 1,514 1,698 2,067 2,197 2,147 Financing Margin 21 24 21 20 22 25 25 23 Other Income 105 92 87 123 111 148 102 125 Depreciation 59 64 67 71 74 72 75 83 Profit before tax 1,466 1,699 1,532 1,566 1,736 2,143 2,224 2,188 Tax 26% 26% 26% 26% 26% 23% 26% 26% Net Profit 1,088 1,260 1,138 1,160 1,290 1,645 1,656 1,630 EPS in Rs 12.94 14.98 13.53 13.78 15.28 19.31 19.43 19.08 Gross NPA - - - - - - - - Net NPA - - - - - - - -
CHOLAFIN profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 10,148 12,884 19,163 25,890 31,120 34,442 Interest 4,298 5,748 9,231 12,495 14,384 15,741 Expenses 2,926 3,621 5,385 7,670 9,890 10,593 Financing Profit 2,924 3,515 4,548 5,726 6,845 8,109 Financing Margin 29 27 24 22 22 24 Other Income 84 220 255 261 412 486 Depreciation 101 121 198 245 284 304 Profit before tax 2,908 3,615 4,605 5,741 6,973 8,291 Tax 26% 26% 26% 26% 25% - Net Profit 2,154 2,665 3,420 4,263 5,233 6,222 EPS in Rs 26.23 32.42 40.72 50.69 61.41 73.1 Dividend Payout 8% 6% 5% 4% 3% -
CHOLAFIN balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 168 168 - 170 172 Reserves 19,425 23,500 - 30,288 34,360 Other Liabilities 2,618 3,182 - 3,920 3,580 Total Liabilities 1,56,686 2,01,887 - 2,45,448 2,70,022 Fixed Assets 1,563 1,780 - 1,869 2,206 CWIP 13 11 - 42 193 Investments 4,036 6,367 - 6,646 8,377 Other Assets 1,51,075 1,93,729 - 2,36,892 2,59,246 Total Assets 1,56,686 2,01,887 - 2,45,448 2,70,022 Borrowing 1,34,475 1,75,036 - 2,11,070 2,31,911
CHOLAFIN cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity -5,571 -27,105 -35,683 -32,413 -30,021 Cash from Investing Activity 1,640 -2,148 -2,855 -2,948 -2,554 Cash from Financing Activity 5,150 27,466 38,471 39,795 35,610 Net Cash Flow 1,218 -1,787 -66 4,434 3,035 Free Cash Flow -5,665 -27,293 -36,754 -32,600 -30,263 CFO/OP -65% -283% -249% -169% -133%
CHOLAFIN ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 20 20 20 20 19