Fino Payments Bank Ltd (FINOPB) Announcements - Latest Exchange Filings with AI Summaries
Latest corporate announcements filed by Fino Payments Bank Ltd on NSE and BSE, with an AI summary of each filing.
Transcript of Earnings Call held on October 30, 2026
Transcript · 03 Nov 2026, 11:41 pm
Audio Link of Earnings Call Recording
Audio / Video · 30 Oct 2026, 11:56 pm
Fino Payments Bank Releases Q2 and H1 FY27 Earnings Call Audio Recording Fino Payments Bank has made available the audio recording of its earnings call held on 30th Oct'26. The call addressed the un-audited financial results for the second quarter and audited financial results for the half year ended 30th Sep'26. The bank confirmed that the related investor presentation was previously submitted to stock exchanges on 29th Oct'26 and hosted on its official website, with the written earnings call transcript scheduled for subsequent filing pursuant to SEBI Listing Regulations.
Disclosure under Regulation 8 of the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015
Others (Uncategorized) · 30 Oct 2026, 1:36 am
Fino Payments Bank Amends Code for Fair Disclosure of Unpublished Price Sensitive Information Fino Payments Bank Limited approved its amended "Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information" (Version 4.0) at its Board meeting on 29th Oct'26, in compliance with Regulation 8 of SEBI PIT Regulations. The updated policy designates the Compliance Officer as the Chief Investor Relations Officer, mandates strict need-to-know handling of unpublished price-sensitive information, prevents selective leaks, and requires prompt public disclosures, analyst interaction transcripts, and formal responses to market rumors.
Investor presentation on the financial results for the quarter and half year ended September 30, 2026
Investor Presentation · 30 Oct 2026, 1:23 am
Fino Payments Bank Reports Q2'27 Results and SFB Transition Roadmap Fino Payments Bank reported Q2'27 revenue of ₹333.6 Cr, down 16.6% YoY but up 8.7% QoQ, with EBITDA at ₹35.1 Cr (10.5% margin) and a net loss of ₹20.9 Cr. Net revenue margin expanded 96 bps YoY to 38.1%. CASA revenue grew 9% YoY to ₹174.2 Cr, contributing 52% of total revenue. Total deposits rose 12% YoY to ₹2,794 Cr with cost of funds at 1.4%. Loan referral disbursals surged 286% YoY to ₹762 Cr. SFB transition targets live rollout by Q1'28.
Press Release on the financial results for the quarter and half year ended September 30, 2026
Press Release · 30 Oct 2026, 1:17 am
Fino Payments Bank Reports Q2'27 Results Amid SFB Transition Fino Payments Bank reported Q2'27 revenue of ₹333.6 crore (+9% QoQ) and EBITDA of ₹35.1 crore (-19% QoQ), impacted by SFB transition investments in technology, talent, and infrastructure. Net loss stood at ₹34.6 crore for H1'27. Net Revenue Margin expanded 96 bps YoY to 38.1% in Q2'27. Loan referral disbursals surged 286% YoY to ₹762 crore, while renewal income reached a record ₹74.6 crore (+7% YoY). CASA customer base rose 20% YoY to 1.91 crore as of Sep'26, with average deposits rising 12% YoY to ₹2,794 crore.
Financial Results for the quarter and half year ended September 30, 2026
Financial Result · 30 Oct 2026, 1:06 am
Fino Payments Bank Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026 and outcome of the Board Meeting held on October 29, 2026.
Outcome · 30 Oct 2026, 12:59 am
Fino Payments Bank Q2 FY27 Results: Net Loss Widens Amid Revenue Contraction Fino Payments Bank posted a net loss of ₹2,090 lakh for the quarter ended 30th Sep'26, down from a net profit of ₹1,535 lakh in the previous year quarter, driven by a 16.6% YoY decline in total income to ₹33,362 lakh. Operating expenses remained elevated at ₹31,906 lakh, resulting in an operating loss of ₹2,090 lakh compared to an operating profit of ₹2,122 lakh YoY. Capital Adequacy Ratio stood at 79.89%, while the bank continues preparation for transitioning into a Small Finance Bank.
Pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 (''SEBI Listing Regulations''), we would like to inform you that the Board of Directors ....
Outcome · 30 Oct 2026, 12:58 am
Fino Payments Bank Q2 FY27 Financial Results and Performance Update Fino Payments Bank reported a net loss of ₹2,090 lakh for the quarter ended 30th Sep'26, down from a net profit of ₹1,535 lakh in the previous year quarter, as total income fell 16.6% YoY to ₹33,362 lakh. For the half year ended 30th Sep'26, net loss stood at ₹3,462 lakh versus a net profit of ₹3,311 lakh YoY. Capital Adequacy Ratio remained robust at 79.89%. The bank continues its transition toward a Small Finance Bank following RBI's in-principle approval.
Revision in ESG Rating by Crisil Ratings & analytics Limited
Others (Uncategorized) · 23 Oct 2026, 1:27 am
CRISIL Upgrades Fino Payments Bank's ESG Rating to 'Crisil ESG 59-Adequate' Crisil ESG Ratings & Analytics Limited revised Fino Payments Bank Limited's ESG rating upward from 'Crisil ESG 54-Adequate' to 'Crisil ESG 59-Adequate' on 22nd Oct'26. The revision was determined based on publicly available information and disclosed pursuant to SEBI Listing Regulations.
Earnings Call for the quarter ended September 30, 2026, is scheduled to be held on October 30, 2026, at 4 P.M. (IST)
Intimation · 30 Oct 2026, 4:00 pm
Fino Payments Bank Schedules Q2 & H1 FY27 Earnings Call Fino Payments Bank Limited will host an earnings conference call for investors and analysts on 30th Oct'26 at 04:00 PM IST, hosted by Go India Advisors. Management will discuss the audited financial results for the half year ended 30th Sep'26 and unaudited financial results for the quarter ended 30th Sep'26. Universal dial-in numbers include +91 22 6280 1557 and +91 22 7115 8383, with pre-registration available via Diamond Pass.
Fino Payments Bank Limited has informed the Exchange about Board Meeting to be held on 29-Oct-2026 to inter-alia consider and approve the Audited Financial results of the Company for the Half Yearly ended September 2026 .
Intimation · 29 Oct 2026, 5:30 am
To consider and approve the financial results for the quarter and half year ended September 30, 2026
Intimation · 29 Oct 2026, 5:30 am
Fino Payments Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/10/2026 ,inter alia, to consider and approve the financial results for ....
Intimation · 29 Oct 2026, 5:30 am
Fino Payments Bank Schedules Board Meeting on 29th Oct'26 for Q2 Financial Results Fino Payments Bank Limited has scheduled a meeting of its Board of Directors on 29th Oct'26 to consider and approve the audited financial results for the half year ended 30th Sep'26 and the unaudited financial results for the quarter ended 30th Sep'26. Additionally, the trading window for dealing in the bank's equity shares by designated persons and their immediate relatives has been closed from 1st Oct'26 and will remain shut until 31st Oct'26 (both days inclusive).
Revision in ESG Rating/Score by ESG Risk Assessments & Insights Limited
Others (Uncategorized) · 14 Oct 2026, 6:21 pm
Fino Payments Bank ESG Score Revised Upward to 58-Adequate ESG Risk Assessments & Insights Limited revised Fino Payments Bank Limited's ESG score from '56-Adequate' to '58-Adequate' on 13th Oct'26. The rating agency upgraded the score based on an evaluation of publicly available information, as disclosed by the bank pursuant to SEBI Listing Regulations.
Business Performance Update - September 2026
Others (Uncategorized) · 07 Oct 2026, 9:53 pm
Fino Payments Bank Reports September'26 Business Performance Update Fino Payments Bank reported strong traction in loan referral disbursals for Sep'26, surging 223% YoY to ₹278 Cr, while renewal income rose 20% YoY to ₹28.0 Cr. Average total deposits expanded 13% YoY to ₹2,794 Cr, with the CASA base reaching 1.91 crore. Cash Management Services (CMS) throughput grew 10% YoY to ₹6,918 Cr. Conversely, account openings dropped 17% YoY to 2,44,763, transaction throughput declined 10% YoY to ₹3,469 Cr, and B2B UPI P2M throughput dropped to zero from ₹961 Cr in Sep'25.
Extension of tenure of Interim Chief Financial Officer
Change in Management · 02 Oct 2026, 12:21 am
Fino Payments Bank Extends Interim CFO Anup Agarwal's Tenure The Board of Directors of Fino Payments Bank Limited has approved a tenure extension for Mr. Anup Agarwal as Interim Chief Financial Officer for up to three months, effective 6th Oct'26. Agarwal, who has served as Interim CFO since 6th Mar'26 and joined the bank in Jun'22 as Head of Finance - Investor Relations & Analytics, will continue as a Key Managerial Personnel. A Chartered Accountant with 20 years of experience, his background includes senior roles at Deutsche Bank India, Standard Chartered Bank India, and Maersk Group.
Outcome of Board Meeting held on October 01, 2026
Others (Uncategorized) · 02 Oct 2026, 12:15 am
Fino Payments Bank Extends Interim CFO Anup Agarwal's Tenure by Three Months Fino Payments Bank's Board of Directors approved extending the tenure of Mr. Anup Agarwal as Interim Chief Financial Officer (CFO), Key Managerial Personnel, and Senior Managerial Personnel for up to 3 months, effective 6th Oct'26. Agarwal, a Chartered Accountant with 20 years of finance experience across Deutsche Bank India, Standard Chartered Bank India, and Maersk Group, has been with the bank since Jun'22 as Head of Finance - Investor Relations & Analytics and serving as Interim CFO since 6th Mar'26.
Enclosed herewith Scrutinizers Report and Voting Results for the 10th AGM of the Bank held on September 29, 2026
Annual General Meeting · 30 Sept 2026, 1:04 am
Appointment of Head-MSME
Change in Management · 30 Sept 2026, 12:42 am
Fino Payments Bank Appoints Paresh Gupta as Head of MSME Vertical Fino Payments Bank appointed Paresh Gupta as Head – MSME, designated as Senior Management Personnel, effective 29th Sep'26. Gupta brings over 20 years of experience in MSME financing, risk management, and product development, having previously worked at YES Bank, ICICI Bank, and HDFC Bank. In his last role as Regional Business Head at YES Bank, he oversaw micro-enterprise operations across multiple states. His hiring directly aligns with the bank's Small Finance Bank transition strategy and long-term expansion into the micro and small enterprise lending segment.
Proceedings of the 10th Annual General Meeting held on September 29, 2026
Annual General Meeting · 30 Sept 2026, 12:36 am
Business Performance Update - August 2026
Others (Uncategorized) · 10 Sept 2026, 7:26 pm
Fino Payments Bank Reports August 2026 Business Performance Update In Aug'26, Fino Payments Bank reported a 12% YoY rise in average total deposits to ₹2,821 Cr, while loan referral disbursals surged 367% YoY to ₹243 Cr. CMS throughput grew 17% YoY to ₹6,669 Cr, and digitally active customers rose 15% YoY to 65.6 lakh. However, transaction business throughput dropped 19% YoY to ₹3,770 Cr, deposit accounts opened declined 22% YoY to 2,43,216, and B2B UPI P2M throughput ceased. The bank highlighted that sustained deposit and referral momentum supports its proposed transition to a Small Finance Bank.
Business Responsibility and Sustainability Report for the financial year ended March 31, 2026 is enclosed herewith
Others (Uncategorized) · 08 Sept 2026, 3:52 am
Fino Payments Bank Releases FY26 BRSR Highlighting Financials and Governance Fino Payments Bank reported total turnover of ₹1,587.9 Cr and a net worth of ₹805.21 Cr for FY25-26, operating across 126 offices with 2,848 permanent employees. The bank expanded reach to over 1.75 Cr customers via 20.8 lakh merchants, surpassing 6 mn digitally active users. It resolved 70,240 customer complaints, with 6,511 pending at year-end. Key regulatory events include a ₹29.60 lakh RBI penalty, a ₹5.88 lakh SEBI settlement paid on 16th Sep'25, and an appealed ₹11.92 Cr CID lien.
Annual Report of Fino Payments Bank Limited for the financial year ended March 31, 2026 is enclosed herewith.
Others (Uncategorized) · 08 Sept 2026, 3:47 am
Notice of the 10th Annual General Meeting of Fino Payments Bank Limited to be held on Tuesday, September 29, 2026, is enclosed herewith
Annual General Meeting · 08 Sept 2026, 3:35 am
Appointment of Head - Branch Banking
Change in Management · 05 Sept 2026, 12:47 am
Fino Payments Bank Appoints Amit Kumar as Head of Branch Banking Fino Payments Bank appointed Amit Kumar as Head – Branch Banking (Senior Management Personnel), effective 4th Sep'26, following recommendations from the Nomination and Remuneration Committee and Board approval. Kumar brings over 23 years of experience across Jana SFB, Bandhan Bank, IndusInd Bank, ICICI Bank, and LIC of India. He has previously overseen networks of over 130 branches and 1,200 employees, leading branch operations, digital transformation initiatives, regional expansion, and client acquisition across East, West, and Central regions.