GICRE quarterly results and annual financials: sales, operating profit, OPM, net profit, EPS, balance sheet, cash flow and ratios like ROCE, with YoY and QoQ growth.
General Insurance Corporation of India (GICRE) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow
General Insurance Corporation of India reported sales of ₹14,985 Cr, operating profit of ₹3,459 Cr (OPM 23%) and net profit of ₹2,966 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
GICRE quarterly results (₹ Cr)
Metric
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Sales
11,144
13,209
14,623
12,755
12,589
13,018
14,401
14,985
Expenses
9,215
10,210
12,018
9,993
10,223
10,556
12,380
11,526
Operating Profit
1,929
2,998
2,605
2,762
2,366
2,463
2,021
3,459
OPM
17%
23%
18%
22%
19%
19%
14%
23%
Other Income
255
146
59
553
135
645
171
140
Interest
0
0
0
0
0
0
0
0
Depreciation
0
0
0
0
0
0
0
0
Profit before tax
2,184
3,144
2,664
3,315
2,501
3,108
2,192
3,598
Tax
26%
25%
18%
19%
24%
23%
26%
18%
Net Profit
1,677
2,499
2,531
2,874
1,726
2,533
1,744
2,966
EPS in Rs
9.56
14.24
14.42
16.38
9.84
14.44
9.94
16.9
GICRE profit & loss, annual (₹ Cr)
Metric
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
TTM
Sales
48,967
46,638
45,978
49,617
52,986
54,993
Expenses
45,816
39,709
38,506
40,822
42,923
44,685
Operating Profit
3,151
6,929
7,472
8,795
10,062
10,308
OPM
6%
15%
16%
18%
19%
19%
Other Income
618
1,112
465
324
1,391
1,091
Interest
0
1
1
0
0
0
Depreciation
14
10
12
15
6
0
Profit before tax
3,755
8,031
7,925
9,105
11,447
11,399
Tax
41%
18%
18%
23%
21%
-
Net Profit
2,386
6,907
6,686
7,432
9,662
8,968
EPS in Rs
13.6
39.37
38.11
42.36
55.08
51.12
Dividend Payout
17%
18%
26%
24%
24%
-
GICRE balance sheet (₹ Cr)
Metric
Mar 2024
Mar 2025
Sep 2025
Mar 2026
Sep 2026
Equity Capital
877
877
877
877
877
Reserves
54,379
60,622
66,730
69,604
73,249
Borrowings
0
0
0
0
0
Other Liabilities
1,29,196
1,33,268
1,37,316
1,35,247
1,52,657
Total Liabilities
1,84,452
1,94,768
2,04,923
2,05,728
2,26,783
Fixed Assets
318
327
329
332
334
CWIP
0
8
0
12
0
Investments
1,35,763
1,43,280
1,51,265
1,48,373
1,58,271
Other Assets
48,372
51,153
53,329
57,011
68,179
Total Assets
1,84,452
1,94,768
2,04,923
2,05,728
2,26,783
GICRE cash flows (₹ Cr)
Metric
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Cash from Operating Activity
9,051
11,722
-212
1,976
466
Cash from Investing Activity
-6,188
-9,076
1,749
-275
1,281
Cash from Financing Activity
0
-395
-1,263
-1,754
-1,754
Net Cash Flow
2,863
2,251
274
-53
-7
Free Cash Flow
9,036
11,589
-217
1,952
453
CFO/OP
334%
195%
22%
48%
30%
CFO/EBITDAShare of operating profit converting into cash: CFO (before tax) / Operating Profit