HDFCLIFE quarterly results and annual financials: sales, operating profit, OPM, net profit, EPS, balance sheet, cash flow and ratios like ROCE, with YoY and QoQ growth.
HDFC Life Insurance Company Ltd (HDFCLIFE) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow
HDFC Life Insurance Company Ltd reported sales of ₹24,437 Cr, operating profit of ₹332 Cr (OPM 1.4%) and net profit of ₹522 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
HDFCLIFE quarterly results (₹ Cr)
Metric
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Sales
17,300
24,191
29,463
20,651
29,428
19,890
33,759
24,437
Expenses
16,852
23,814
29,024
20,336
29,157
19,782
33,253
24,105
Operating Profit
448
377
439
315
271
108
506
332
OPM
2.6%
1.6%
1.5%
1.5%
0.9%
0.6%
1.5%
1.4%
Other Income
-29
124
164
157
174
428
171
247
Interest
0
0
0
0
0
0
0
0
Depreciation
0
0
0
0
0
0
0
0
Profit before tax
419
500
604
471
445
537
677
579
Tax
-1%
5%
9%
5%
6%
7%
10%
10%
Net Profit
421
475
548
448
418
497
611
522
EPS in Rs
1.96
2.21
2.54
2.08
1.94
2.31
2.81
2.4
HDFCLIFE profit & loss, annual (₹ Cr)
Metric
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
TTM
Sales
67,126
70,207
1,01,482
96,922
99,432
1,07,513
Expenses
66,348
70,127
1,00,836
95,894
97,679
1,06,296
Operating Profit
778
80
646
1,028
1,753
1,217
OPM
1.2%
0.1%
0.6%
1.1%
1.8%
1.1%
Other Income
766
1,437
410
366
465
1,021
Interest
0
0
0
0
0
0
Depreciation
56
76
79
104
161
0
Profit before tax
1,487
1,441
977
1,290
2,057
2,238
Tax
11%
5%
-61%
-40%
7%
-
Net Profit
1,327
1,368
1,574
1,811
1,912
2,048
EPS in Rs
6.28
6.37
7.32
8.41
8.86
9.46
Dividend Payout
27%
30%
27%
25%
24%
-
HDFCLIFE balance sheet (₹ Cr)
Metric
Mar 2024
Mar 2025
Sep 2025
Mar 2026
Sep 2026
Equity Capital
2,151
2,153
2,156
2,158
2,173
Reserves
12,515
14,002
14,814
15,592
17,295
Borrowings
950
2,950
2,350
3,099
3,099
Other Liabilities
2,87,071
3,30,307
3,51,717
3,69,654
4,01,179
Total Liabilities
3,02,687
3,49,412
3,71,037
3,90,502
4,23,745
Fixed Assets
1,549
2,143
674
2,716
788
CWIP
28
109
0
139
0
Investments
2,91,128
3,34,756
3,60,174
3,73,340
4,10,087
Other Assets
9,982
12,404
10,190
14,308
12,871
Total Assets
3,02,687
3,49,412
3,71,037
3,90,502
4,23,745
HDFCLIFE cash flows (₹ Cr)
Metric
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Mar 2026
Cash from Operating Activity
5,943
6,883
10,721
15,597
22,625
Cash from Investing Activity
-801
-10,071
-13,622
-13,633
-23,849
Cash from Financing Activity
-238
1,985
-403
1,607
-275
Net Cash Flow
4,904
-1,203
-3,304
3,572
-1,499
Free Cash Flow
5,887
6,797
10,587
15,300
22,341
CFO/OP
789%
9,190%
1,444%
1,543%
1,302%
CFO/EBITDAShare of operating profit converting into cash: CFO (before tax) / Operating Profit