ICICIGI Q4 FY26 Guidance vs Delivery (ICICIGI Management Mirror)

Segment Loss Ratios

Management consistently maintained its comfortable loss ratio target range for the motor segment at 65% to 67% across the Sep'25 Qtr, Dec'25 Qtr, and Mar'26 Qtr. Similarly, the retail health indemnity loss ratio expectations remained firmly anchored between 65% and 70% throughout the three-quarter period, while the Dec'25 Qtr noted ongoing comfort with corporate health loss ratios in the mid-90s. [Status: Reaffirmed]