Jio Financial Services Ltd Quarterly Results, Profit & Loss, Balance Sheet (JIOFIN) | Stocksigma

Jio Financial Services Ltd (JIOFIN) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow

Jio Financial Services Ltd reported sales of ₹1,699 Cr, operating profit of ₹1,078 Cr (OPM 63%) and net profit of ₹340 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.

JIOFIN quarterly results (₹ Cr)
Metric	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Sales	438	493	612	981	901	1,019	2,004	1,699
Expenses	125	155	156	293	346	414	607	621
Operating Profit	313	338	457	688	555	605	1,397	1,078
OPM	71%	69%	75%	70%	62%	59%	70%	63%
Other Income	70	71	67	238	36	40	0	0
Interest	0	8	99	136	212	298	418	578
Depreciation	6	6	6	8	8	8	9	11
Profit before tax	377	396	419	783	371	339	970	489
Tax	22%	20%	23%	11%	28%	20%	14%	30%
Net Profit	295	316	325	695	269	272	830	340
EPS in Rs	0.46	0.5	0.51	1.09	0.42	0.43	1.26	0.52

JIOFIN profit & loss, annual (₹ Cr)
Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Sales	45	1,855	2,043	3,521	5,623
Expenses	6	296	495	1,208	1,988
Operating Profit	39	1,559	1,549	2,312	3,635
OPM	88%	84%	76%	66%	65%
Other Income	10	429	428	374	76
Interest	0	10	8	745	1,507
Depreciation	0	22	23	29	36
Profit before tax	49	1,956	1,947	1,912	2,169
Tax	37%	18%	17%	18%	-
Net Profit	31	1,605	1,613	1,561	1,712
EPS in Rs	-	2.53	2.54	2.46	2.63
Dividend Payout	0%	0%	20%	24%	-

JIOFIN balance sheet (₹ Cr)
Metric	Mar 2024	Mar 2025	Sep 2025	Mar 2026	Sep 2026
Equity Capital	6,353	6,353	6,353	6,353	6,603
Reserves	1,32,794	1,17,143	1,28,386	1,27,500	1,22,992
Borrowings	0	3,970	10,506	21,768	41,325
Other Liabilities	5,715	6,033	7,206	7,845	10,745
Total Liabilities	1,44,863	1,33,500	1,52,452	1,63,467	1,81,666
Fixed Assets	172	180	350	326	538
CWIP	3	14	14	105	12
Investments	1,33,292	1,18,910	1,35,984	1,33,089	1,30,348
Other Assets	11,395	14,395	16,104	29,947	50,767
Total Assets	1,44,863	1,33,500	1,52,452	1,63,467	1,81,666

JIOFIN cash flows (₹ Cr)
Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	2,055	-678	-10,089	-15,439
Cash from Investing Activity	-1,110	1,441	6,406	-5,652
Cash from Financing Activity	-889	-753	3,968	21,454
Net Cash Flow	56	11	285	363
Free Cash Flow	2,055	-678	-10,089	-15,439
CFO/OP	5,231%	-22%	-633%	-656%
CFO/EBITDAShare of operating profit converting into cash: CFO (before tax) / Operating Profit	5,231	-22	-633	-656

JIOFIN ratios
Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	113	3	3	6
Cash Conversion Cycle	113	3	3	6
Working Capital Days	3,644	21	-37	-112
ROCE	-	2%	1%	2%