Mangal Credit and Fincorp Ltd (MANCREDIT) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow Mangal Credit and Fincorp Ltd reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹1.96 Cr for the quarter ended Dec 2019. Figures in ₹ crore, consolidated where available.
MANCREDIT quarterly results (₹ Cr) Metric Jun 2013 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Revenue 1.48 24.22 7.35 14.25 81.01 12.34 5.55 8.84 YoY Revenue growth - - - - - -49.05 -24.49 -37.96 Interest 0.83 2.17 2.42 1.88 3.82 1.74 1.65 1.53 Expenses 0.34 19.11 15.43 3.8 67.28 8.45 4.7 4 Financing Profit 0.31 2.94 -10.5 8.57 9.91 2.15 -0.8 3.31 Financing Margin 20.95 12.14 -142.86 60.14 12.23 17.42 -14.41 37.44 Other Income 0.01 1.39 2.31 1.62 1.25 1.1 1.27 0.93 Depreciation 0.03 0.33 1.8 1.86 2.83 1.71 1.79 1.91 Profit before tax 0.29 4 -9.99 8.33 8.33 1.54 -1.32 2.33 Tax 0% 30.5% 3.9% 4.8% 13.45% 33.77% 45.45% 15.88% Net Profit 0.29 2.78 -10.39 7.93 7.22 1.03 -1.92 1.96 EPS in Rs 0.48 1.31 -2.56 2.65 2.32 0.68 -0.14 0.76 Gross NPA - - - - - - - - Net NPA - - - - - - - -
MANCREDIT profit & loss, annual (₹ Cr) Metric Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 TTM Revenue 240 148 81 114 104 108 Revenue growth 12 -38 -45 40 -9 - Interest 19 13 7 8 9 9 Expenses 213 126 60 91 79 84 Financing Profit 9 10 14 16 16 15 Financing Margin 4 6 18 14 15 14 Other Income 1 1 2 2 1 5 Depreciation 6 7 9 6 7 8 Profit before tax 4 3 7 12 10 11 Tax 33% 43% 37% 22% 28% - Net Profit 3 2 5 9 8 8 EPS in Rs 3.27 0.88 2.51 4.35 3.71 3.62 Dividend Payout 4% 0% 10% 11% 13% -
MANCREDIT balance sheet (₹ Cr) Metric Mar 2016 Mar 2017 Mar 2018 Mar 2019 Sep 2019 Equity Capital 16 16 19 19 19 Reserves 51 56 72 74 76 Other Liabilities 64 71 71 39 24 Total Liabilities 199 221 229 205 178 Fixed Assets 22 29 28 23 24 CWIP 0 0 0 7 0 Investments 2 0 15 15 16 Other Assets 174 192 186 160 138 Total Assets 199 221 229 205 178 Borrowing 67 78 67 73 59
MANCREDIT cash flows (₹ Cr) Metric Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Cash from Operating Activity 7 44 -7 31 1 Cash from Investing Activity 26 -30 -12 -30 -1 Cash from Financing Activity -27 -17 19 1 12 Net Cash Flow 5 -4 0 2 12 Free Cash Flow 0 35 -21 22 -8 CFO/OP 33% 197% -28% 142% 16%
MANCREDIT ratios Metric Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 ROE 5 1 6 10 8