Punjab National Bank (PNB) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow Punjab National Bank reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹5,918 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
PNB quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 31,895 32,523 32,572 32,513 32,889 32,798 33,589 35,267 Interest 20,738 21,640 21,828 21,858 22,164 22,219 22,583 23,464 Expenses 7,494 9,142 9,197 8,299 9,298 7,518 8,262 7,839 Financing Profit 3,663 1,742 1,547 2,356 1,426 3,061 2,743 3,964 Financing Margin 11 5 5 7 4 9 8 11 Other Income 3,392 4,776 5,427 4,171 5,013 4,080 4,365 3,524 Depreciation 0 0 0 0 0 0 0 0 Profit before tax 7,055 6,518 6,973 6,527 6,440 7,141 7,108 7,488 Tax 34% 29% 74% 26% 19% 27% 25% 26% Net Profit 4,811 5,011 2,167 5,121 5,577 5,602 5,835 5,918 EPS in Rs 4.18 4.34 1.84 4.46 4.83 4.87 5.06 5.13
PNB profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 76,242 86,845 1,09,065 1,24,010 1,30,772 1,34,543 Interest 46,823 51,817 68,534 80,704 88,069 90,431 Expenses 36,026 41,502 39,623 32,743 33,031 32,917 Financing Profit -6,607 -6,473 908 10,563 9,672 11,195 Financing Margin -9 -7 1 9 7 8 Other Income 12,329 12,529 14,158 17,560 20,062 16,982 Depreciation 896 905 906 958 1,281 0 Profit before tax 4,826 5,151 14,160 27,166 28,453 28,177 Tax 19% 35% 35% 32% 35% - Net Profit 3,908 3,359 9,157 18,553 18,467 22,932 EPS in Rs 3.51 3.04 8.27 16.08 16 19.89 Dividend Payout 18% 21% 18% 18% 19% -
PNB balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 2,202 2,299 - 2,299 2,299 Reserves 1,08,185 1,30,839 - 1,47,674 1,58,683 Deposits 13,79,225 15,77,020 - 17,24,795 17,92,780 Borrowing 72,586 1,05,807 - 1,07,558 1,37,836 Other Liabilities 36,438 41,579 - 51,005 37,254 Total Liabilities 15,98,636 18,57,544 - 20,33,331 21,28,852 Fixed Assets 12,348 13,083 - 15,625 15,611 CWIP 0 0 - 0 0 Investments 4,46,421 5,24,840 - 5,23,515 5,47,217 Other Assets 11,39,867 13,19,620 - 14,94,191 15,66,024 Total Assets 15,98,636 18,57,544 - 20,33,331 21,28,852
PNB cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity 20,032 22,592 -27,939 22,075 25,635 Cash from Investing Activity -1,204 -732 -1,506 -1,578 -609 Cash from Financing Activity 2,032 1,275 3,518 -1,138 -11,664 Net Cash Flow 20,859 23,135 -25,928 19,359 13,362 Free Cash Flow 19,496 22,040 -29,083 20,490 24,052 CFO/OP 54% 52% -38% 30% 26%
PNB ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 4 3 9 15 13