Punjab & Sind Bank (PSB) Announcements - Latest Exchange Filings with AI Summaries
Latest corporate announcements filed by Punjab & Sind Bank on NSE and BSE, with an AI summary of each filing.
Change in Management - Revision
Change in Management · 05 Nov 2026, 1:00 am
Punjab & Sind Bank Issues Revised Profile for Promoted General Manager Vinay Khandelwal Punjab & Sind Bank issued a revised management change disclosure clarifying the profile of newly promoted General Manager Vinay Khandelwal, who replaces Gajraj Devi Singh Thakur following the latter's superannuation. Khandelwal, aged 47, joined the bank in 2012 and is a qualified Chartered Accountant, Company Secretary, and Certified Associate of the Indian Institute of Banking & Finance (CAIIB). The filing rectifies an error in the bank's previous submission dated 2nd Nov'26.
Extension of tenure of CFO
Change in Management · 05 Nov 2026, 12:21 am
Punjab & Sind Bank Extends Tenure of CFO Arnab Goswamy Punjab & Sind Bank has approved a two-year tenure extension for its Chief Financial Officer, Arnab Goswamy. Initially appointed for a three-year term effective 3rd Apr'24 through 2nd Apr'27, his tenure as CFO is now extended until 2nd Apr'29, ensuring leadership continuity in the bank's key financial operations.
Pursuant to Regulation 30 & 51 of SEBI (LODR) Regulation, 2015, we would like to inform about the change in senior management of Bank as under: Sh. Sanjay Prakash Srivastava, General ....
Change in Management · 05 Nov 2026, 12:19 am
Punjab & Sind Bank Appoints Sanjay Prakash Srivastava as Interim Chief Risk Officer Punjab & Sind Bank announced the appointment of General Manager Sanjay Prakash Srivastava as Interim Chief Risk Officer, effective 13th Nov'26. The appointment follows the resignation of current CRO Dheeraj Kumar Gaur, who will be relieved on 12th Nov'26 after serving his 90-day notice period tendered on 13th Aug'26. Srivastava, aged 56, has been with the bank since 1993, holds a Bachelor of Science degree, and is a Certified Associate of the Indian Institute of Banking & Finance (CAIIB).
Change in Management
Change in Management · 02 Nov 2026, 9:18 pm
Punjab & Sind Bank Announces Senior Management Transition Punjab & Sind Bank announced a change in its senior management personnel pursuant to SEBI regulations. Sh. Gajraj Devi Singh Thakur, General Manager, superannuated from the bank effective at the close of business hours on 30th Oct'26. Consequently, the bank appointed Sh. Vinay Khandelwal as the new General Manager, with his appointment taking effect on 1st Nov'26.
Transcript of the Earnings Call with Analysts/Investors on Unaudited Reviewed Financial Results for Quarter ended 30th September, 2026
Transcript · 28 Oct 2026, 12:09 am
Punjab & Sind Bank Q2 FY27 Earnings Conference Call Key Takeaways Punjab & Sind Bank reported robust Q2 FY27 results, with net profit rising ~40% YoY to Rs.412 crore and operating profit growing 22% YoY to Rs.617 crore. NII expanded 22% YoY, lifting NIM by 17 bps YoY to 2.77%. Total advances grew 19.28% YoY to Rs.1,25,919 crore, powered by 31%+ growth in RAM advances (61.37% share). Asset quality strengthened with GNPA at 2.09% and NNPA at 0.61%. Management guides 18–20% credit growth, 13–14% deposit growth, and aims to raise capital primarily via QIP.
Analyst Meet on Financial Results for Quarter (Q2) / Half Year ended September 30, 2026
Audio / Video · 19 Oct 2026, 10:06 pm
Punjab & Sind Bank Releases Audio Recording for Q2 FY27 Analyst Meet Punjab & Sind Bank has made available the audio recording of its analyst meet held on 19th Oct'26 discussing financial results for Q2/H1 ended 30th Sep'26. The disclosure is submitted pursuant to Regulation 30 of SEBI LODR Regulations, with the recording hosted on the bank's official website.
Investor Presentation
Investor Presentation · 18 Oct 2026, 1:29 am
Punjab & Sind Bank Delivers Robust Profit and Asset Quality Improvement in Q2 FY27 Punjab & Sind Bank reported strong Q2 FY27 results, with net profit rising 39.66% YoY to ₹412 crore and operating profit growing 22.38% YoY to ₹618 crore. Net Interest Income increased 22.32% YoY to ₹1,162 crore, expanding NIM by 17 bps YoY to 2.77%. Gross advances rose 19.28% YoY to ₹1,25,919 crore, powered by 31.08% growth in RAM advances, while total deposits grew 12.97% YoY to ₹1,53,312 crore. Asset quality improved substantially as GNPA decreased 83 bps YoY to 2.09% and NNPA dropped 22 bps to 0.61%, with PCR strengthening to 92.48%.
Reviewed / Unaudited Financial Results of the Bank for the Quarter (Q2) / Half Year ended September 30, 2026
Press Release · 18 Oct 2026, 12:42 am
Punjab & Sind Bank Posts Strong Q2FY27 Results with 39.66% PAT Growth Punjab & Sind Bank reported a 39.66% YoY surge in Q2FY27 net profit to ₹412 Cr, up 24.47% QoQ, supported by a 22.32% YoY rise in Net Interest Income to ₹1,162 Cr. NIM expanded by 17 bps YoY to 2.77%. Total advances grew 19.28% YoY to ₹1,25,919 Cr, led by 31.08% growth in RAM advances. Asset quality improved significantly, with GNPA declining 83 bps YoY to 2.09% and NNPA easing 22 bps to 0.61%. RoE expanded 280 bps YoY to 13.21%.
Reviewed / Unaudited Financial Results of the Bank for the Quarter (Q2) / Half Year ended September 30, 2026
Financial Result · 18 Oct 2026, 12:15 am
Punjab & Sind Bank has submitted to the Exchange, the financial results for the period ended September 30, 2026.
Outcome · 18 Oct 2026, 12:11 am
Outcome of Board Meeting
Outcome · 18 Oct 2026, 12:07 am
Punjab & Sind Bank Reports Strong Profit Growth in Q2 Results Punjab & Sind Bank reported a 39.88% YoY surge in net profit to ₹411.97 crore for the quarter ended 30th Sep'26, driven by higher interest income of ₹3,394.48 crore and lower provisions of ₹52.11 crore. Asset quality improved significantly, with Gross NPA declining to 2.09% (₹2,636.20 crore) and Net NPA falling to 0.61% (₹750.80 crore). Capital adequacy remained robust with CRAR at 16.55% (CET 1 at 15.49%). Total advances reached ₹1,24,033.71 crore while deposits expanded to ₹1,53,311.97 crore.
Schedule of Earnings Call with Analysts & Investors on the Unaudited Reviewed Financial Results for the Quarter ended September 30, 2026
Intimation · 19 Oct 2026, 12:00 pm
Punjab & Sind Bank Schedules Q2 FY27 Earnings Call on 19th Oct'26 Punjab & Sind Bank will host an earnings conference call for analysts and investors on 19th Oct'26 at 12:00 PM IST to discuss its unaudited financial results for the quarter ended 30th Sep'26. The bank's Board of Directors will meet earlier on 17th Oct'26 to review and approve the Q2 FY27 results. Senior management—including MD & CEO Swarup Kumar Saha, Executive Directors Ravi Mehra and Rajeeva, and CFO Arnab Goswamy—will represent the bank.
Punjab & Sind Bank has informed the Exchange about Board Meeting to be held on 17-Oct-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 .
Intimation · 17 Oct 2026, 5:30 am
Punjab & Sind Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 17/10/2026 ,inter alia, to consider and approve the Unaudited Reviewed Financial ....
Intimation · 17 Oct 2026, 5:30 am
Punjab & Sind Bank Board Meeting Scheduled for Q2 FY27 Financial Results Punjab & Sind Bank has announced that its Board of Directors will meet on 17th Oct'26 in New Delhi to consider and approve the unaudited reviewed financial results for the quarter ended 30th Sep'26. Additionally, the trading window for designated and connected persons, which closed on 1st Oct'26 pursuant to insider trading regulations, will remain shut until 19th Oct'26.
To consider and approve the financial results for the period ended September 30, 2026
Intimation · 17 Oct 2026, 5:30 am
Details of Bonds issued and Outstanding as on 30.09.2026
Others (Uncategorized) · 14 Oct 2026, 7:22 pm
Punjab & Sind Bank Discloses Outstanding Bonds Totaling Rs 4,237.30 Crore Punjab & Sind Bank reported total outstanding bonds of Rs 4,237.30 crore across four active issuances as of 30th Sep'26. The portfolio includes Rs 500 crore maturing on 19th Oct'26 (7.99% coupon), Rs 237.30 crore maturing on 26th Oct'29 (9.50% coupon), Rs 500 crore maturing on 3rd Dec'29 (8.67% coupon), and Rs 3,000 crore maturing on 20th Dec'34 (7.74% coupon). All tranches carry annual coupon payments with no embedded options.
Rating by India Ratings
Others (Uncategorized) · 06 Oct 2026, 10:24 pm
India Ratings Reaffirms Punjab and Sind Bank's Infrastructure Bonds at IND AA/Stable India Ratings reaffirmed Punjab and Sind Bank’s INR 30 billion infrastructure bonds at 'IND AA/Stable', supported by 93.85% government ownership, adequate capital, and improving operating metrics. In 1QFY27, CET-1 reached 16.56% and total CAR stood at 17.61%. Asset quality improved, with GNPA and NNPA declining to 2.21% and 0.65%, respectively, aided by the CENMARG framework. FY26 PAT grew to INR 13.22 billion with an ROA of 0.79%. However, near-term NIM compression to 2.55% and weak CASA at 30.05% remain key monitorables.
Ratings by Fitch Ratings
Others (Uncategorized) · 06 Oct 2026, 12:01 am
Fitch Assigns Punjab & Sind Bank First-Time 'BBB-' IDR With Stable Outlook On 5th Oct'26, Fitch Ratings assigned Punjab & Sind Bank a first-time Long-Term Issuer Default Rating of 'BBB-' with a Stable Outlook, a Short-Term IDR of 'F3', and a Viability Rating of 'bb'. The rating matches India's sovereign rating, driven by expected state support given the government's 94% ownership. The bank's credit profile is supported by improving asset quality, with the impaired-loan ratio easing to 2.2% in FY26, a CET1 ratio of 15.9%, and loan growth projected at 17%-18% over the next two years.
Provisional Business figures of the Bank
Others (Uncategorized) · 01 Oct 2026, 11:01 pm
Punjab & Sind Bank Reports Strong Q2 Business Growth Driven by Robust Advances Punjab & Sind Bank reported a 15.77% YoY increase in total business to ₹2,79,328 crore as of 30th Sep'26, up from ₹2,41,272 crore as of 30th Sep'25. Gross advances expanded 19.37% YoY to ₹1,26,011 crore compared to ₹1,05,566 crore, while total deposits rose 12.98% YoY to ₹1,53,317 crore from ₹1,35,706 crore. Consequently, the bank's Credit-Deposit (CD) ratio improved significantly to 82.19% versus 77.79% in the previous year. Reported figures remain provisional and subject to review by central statutory auditors.
Punjab & Sind Bank has informed the Exchange regarding Outcome of Board Meeting held on September 29, 2026.
Outcome · 29 Sept 2026, 10:42 pm
Outcome of Board Meeting under Regulation 30 and 51 of SEBI (LODR) Regulations, 2015
Outcome · 29 Sept 2026, 10:40 pm
Punjab & Sind Bank Approves $1 Billion Medium-Term Note Programme The Board of Directors of Punjab & Sind Bank, in its meeting held on 29th Sep'26, approved raising foreign currency funds via the establishment of a Medium-Term Note (MTN) Programme of up to USD 1 billion. Under this programme, the bank is authorized to issue foreign currency bonds to support its capital and funding requirements.
Punjab & Sind Bank has informed the Exchange about Board Meeting to be held on 29-Sep-2026 to consider Fund raising.
Intimation · 25 Sept 2026, 12:26 am
Punjab & Sind Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 29/09/2026 ,inter alia, to consider and approve Intimation of Board Meeting ....
Intimation · 25 Sept 2026, 12:21 am
Punjab & Sind Bank Board to Consider Foreign Currency Debt Issuance Punjab & Sind Bank has scheduled a Board of Directors meeting on 29th Sep'26 to consider and approve a proposal for raising foreign currency funds via debt issuance. The meeting is convened pursuant to Regulations 29 and 50 of SEBI (LODR) Regulations, 2015.
Extension of tenure of Sh Ravi Mehra, Executive Director
Change in Management · 24 Sept 2026, 12:37 am
Punjab & Sind Bank Extends Executive Director Ravi Mehra’s Tenure The Department of Financial Services, Ministry of Finance, has extended the tenure of Punjab & Sind Bank's Executive Director, Sh Ravi Mehra, beyond his scheduled term ending on 8th Oct'26. As per the government notification dated 23rd Sep'26, his term is extended until his superannuation on 31st Dec'26 or until further orders, whichever is earlier.
Notice of Strike
Others (Uncategorized) · 23 Sept 2026, 12:08 am
Punjab & Sind Bank Receives UFBU All-India Strike Notice Punjab & Sind Bank received a strike notice from the United Forum of Bank Unions (UFBU) proposing an all-India strike from 28th Sep'26 to 30th Sep'26 over various demands. While the bank is taking necessary measures to ensure normal operations across its branches and offices during this period, branch functioning may be impacted if the strike materializes.