State Bank of India (SBIN) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow State Bank of India reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹26,218 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
SBIN quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 1,24,654 1,26,840 1,25,729 1,27,903 1,30,386 1,31,080 1,36,240 1,41,073 YoY Revenue growth 10 8 6 6 5 3 8 10 Interest 77,397 78,227 78,266 78,002 78,783 79,953 82,248 84,273 Expenses 64,890 74,438 59,496 72,265 76,799 75,050 64,930 76,807 Financing Profit -17,634 -25,825 -12,034 -22,364 -25,196 -23,923 -10,938 -20,007 Financing Margin -14 -20 -10 -17 -19 -18 -8 -14 Other Income 43,200 52,722 41,263 51,021 55,262 49,999 43,821 53,562 Depreciation 0 0 0 0 0 0 0 0 Profit before tax 25,566 26,897 29,229 28,657 30,067 26,076 32,884 33,555 Tax 25% 26% 26% 25% 27% 23% 25% 23% Net Profit 19,484 20,379 22,121 21,861 22,176 20,508 25,121 26,218 EPS in Rs 21.12 21.96 23.76 22.9 23.09 21.28 26.12 27.47 Gross NPA - - - - - - - - Net NPA - - - - - - - -
SBIN profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 2,89,973 3,50,845 4,39,189 4,90,313 5,14,933 5,38,780 Revenue growth 4 21 25 12 5 7 Interest 1,56,194 1,89,981 2,59,736 3,00,943 3,15,005 3,25,256 Expenses 1,97,349 2,04,303 2,39,750 2,52,043 2,78,781 2,93,587 Financing Profit -63,570 -43,439 -60,297 -62,674 -78,853 -80,063 Financing Margin -22 -12 -14 -13 -15 -15 Other Income 1,17,000 1,22,534 1,55,386 1,73,031 1,97,711 2,02,645 Depreciation 3,691 3,696 3,849 3,991 4,830 0 Profit before tax 49,739 75,399 91,240 1,06,365 1,14,028 1,22,581 Tax 27% 25% 25% 26% 25% - Net Profit 37,183 57,750 69,543 80,523 86,666 94,022 EPS in Rs 39.64 62.35 75.17 86.91 90.24 97.96 Dividend Payout 18% 18% 18% 18% 19% -
SBIN balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 892 892 923 923 923 Reserves 4,14,047 4,86,144 5,68,389 5,95,208 6,70,669 Deposits 49,66,537 54,39,898 56,55,559 60,43,097 63,47,305 Borrowing 6,39,610 6,10,857 6,50,303 7,77,302 7,41,291 Other Liabilities 7,12,669 7,75,938 7,98,225 9,04,646 8,98,351 Total Liabilities 67,33,756 73,13,730 76,73,400 83,21,176 86,58,539 Fixed Assets 46,072 47,716 54,362 59,772 57,950 CWIP 42 41 0 78 0 Investments 21,10,548 22,05,601 22,76,621 23,59,502 24,86,334 Other Assets 45,77,093 50,60,371 53,42,416 59,01,824 61,14,255 Total Assets 67,33,756 73,13,730 76,73,400 83,21,176 86,58,539
SBIN cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity 57,695 -86,014 21,632 45,484 38,097 Cash from Investing Activity -2,652 -966 -3,476 -3,387 9,240 Cash from Financing Activity -3,845 6,386 -9,896 -10,737 -3,427 Net Cash Flow 51,198 -80,593 8,260 31,361 43,910 Free Cash Flow 54,644 -86,014 17,457 39,847 29,734 CFO/OP 72% -47% 27% 33% 32%
SBIN ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 12 17 17 17 15