SBI Targets 14-15% Credit Growth In FY27; Chairman CS Setty On NIM & Loan Pipeline | N18V
CNBC-TV18 · 03 Nov 2026 · 11 min
Management interview of State Bank of India (SBIN), with 10 key numbers discussed.
- C.S. Setty, Chairman, State Bank of India
State Bank of India maintains its loan growth guidance of 14-15% and deposit growth target of 10-11%, supported by Rs 4,80,000 cr in excess SLR. Chairman C.S. Setty expects domestic NIM to stay comfortably above 3%, aided by recent rate hikes and lagged deposit repricing. The bank holds a strong corporate pipeline of Rs 7,80,000 cr, offering visibility for 15-16% growth in corporate loans. Credit cost is expected to remain well within the 50 bps guidance, with no major asset quality stress seen across sectors, and gold loans protected by low LTVs.