SOUTHBANK Q4 FY26 Guidance vs Delivery (SOUTHBANK Management Mirror)

Loan Growth & Asset Mix

Management targets accelerated overall loan growth of 15% to 16% for the financial year ending Mar'27 (Mar'26 Qtr), a step up from the 12% minimum guidance maintained in the Dec'25 Qtr. Across all quarters, the strategic asset mix shift was reaffirmed, aiming to structurally reduce the corporate book from 38% to roughly 33% while aggressively growing retail and MSME segments. Furthermore, the Mar'26 Qtr introduced plans to slash ultra-short duration corporate assets from 20-25% down to 10% to prioritize higher-yielding segments. [Status: Upgraded]