South Indian Bank Ltd (SOUTHBANK) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow South Indian Bank Ltd reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹426 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
SOUTHBANK quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 2,371 2,373 2,362 2,407 2,518 2,559 2,628 2,796 Interest 1,501 1,505 1,530 1,598 1,637 1,644 1,603 1,680 Expenses 815 981 1,021 852 862 755 897 1,010 Financing Profit 54 -113 -188 -43 18 161 128 106 Financing Margin 2 -5 -8 -2 1 6 5 4 Other Income 409 572 622 516 486 386 380 468 Depreciation 0 0 0 0 0 0 0 0 Profit before tax 463 459 433 473 504 547 508 574 Tax 26% 25% 26% 26% 26% 25% 26% 26% Net Profit 342 342 322 352 374 407 378 426 EPS in Rs 1.31 1.31 1.23 1.34 1.43 1.56 1.44 1.63 Gross NPA - - - - - - - - Net NPA - - - - - - - -
SOUTHBANK profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 6,587 7,233 8,613 9,413 9,846 10,501 Interest 4,347 4,221 5,281 5,928 6,409 6,564 Expenses 3,282 2,627 3,227 3,440 3,375 3,524 Financing Profit -1,042 385 105 46 63 413 Financing Margin -16 5 1 0 1 4 Other Income 1,034 811 1,515 1,813 2,009 1,719 Depreciation 84 87 90 102 115 0 Profit before tax -92 1,108 1,529 1,757 1,957 2,132 Tax -149% 30% 30% 26% 26% - Net Profit 45 775 1,070 1,303 1,456 1,586 EPS in Rs 0.17 2.96 4.09 4.98 5.56 6.06 Dividend Payout 0% 8% 7% 8% 8% -
SOUTHBANK balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 262 262 - 262 262 Reserves 8,565 9,846 - 11,155 11,815 Deposits 1,01,919 1,07,522 - 1,23,341 1,37,275 Borrowing 3,912 4,300 - 3,927 3,681 Other Liabilities 2,755 2,724 - 3,072 3,155 Total Liabilities 1,17,412 1,24,655 - 1,41,756 1,56,189 Fixed Assets 821 1,018 - 1,043 1,040 CWIP 145 0 - 0 0 Investments 23,977 21,777 - 27,327 27,709 Other Assets 92,469 1,01,860 - 1,13,386 1,27,440 Total Assets 1,17,412 1,24,655 - 1,41,756 1,56,189
SOUTHBANK cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity 5,165 -7,261 7,075 -2,353 3,907 Cash from Investing Activity -1,741 -386 -1,986 4,434 -5,465 Cash from Financing Activity -989 3,524 -2,148 157 -561 Net Cash Flow 2,436 -4,123 2,942 2,238 -2,119 Free Cash Flow 5,128 -7,370 6,901 -2,509 3,768 CFO/OP 158% -153% 142% -34% 68%
SOUTHBANK ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 1 12 14 14 14