Spandana Sphoorty Financial Ltd (SPANDANA) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow Spandana Sphoorty Financial Ltd reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹18 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
SPANDANA quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 552 415 300 230 234 260 284 325 Interest 229 185 154 120 109 126 132 141 Expenses 922 804 627 443 258 139 151 160 Financing Profit -600 -575 -480 -333 -133 -5 1 24 Financing Margin -109 -139 -160 -145 -57 -2 0 7 Other Income 18 4 4 10 11 17 19 16 Depreciation 6 7 4 4 4 4 3 2 Profit before tax -588 -578 -481 -327 -125 8 18 37 Tax -25% -25% -25% -24% -24% 34% 32% 51% Net Profit -440 -434 -360 -249 -95 5 12 18 EPS in Rs -49.63 -48.96 -40.61 -28.11 -10.71 0.59 1.34 2.06 Gross NPA 4.85 5.63 5.49 5.6 4.2 3.8 3.6 - Net NPA 0.98 1.19 1.15 1.2 0.9 0.7 0.7 -
SPANDANA profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 1,463 1,401 2,401 2,355 1,024 1,103 Interest 542 460 930 936 511 507 Expenses 832 989 890 2,844 1,465 709 Financing Profit 89 -48 581 -1,425 -952 -114 Financing Margin 6 -3 24 -61 -93 -10 Other Income 17 76 110 69 42 64 Depreciation 9 11 20 23 16 13 Profit before tax 97 18 671 -1,379 -925 -63 Tax 28% 30% 25% -25% -24% - Net Profit 70 12 501 -1,035 -699 -60 EPS in Rs 8.09 1.39 56.44 -116.7 -78.87 -6.72 Dividend Payout 0% 0% 0% 0% 0% -
SPANDANA balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 71 71 80 80 88 Reserves 3,573 2,562 2,147 2,049 2,255 Other Liabilities 313 205 163 174 157 Total Liabilities 13,383 8,494 5,679 6,246 7,222 Fixed Assets 52 52 46 39 37 CWIP 0 0 0 0 0 Investments 112 110 89 114 224 Other Assets 13,218 8,332 5,544 6,094 6,961 Total Assets 13,383 8,494 5,679 6,246 7,222 Borrowing 9,425 5,656 3,289 3,943 4,722
SPANDANA cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity 863 -2,171 -2,679 3,681 882 Cash from Investing Activity 36 -175 -172 -132 165 Cash from Financing Activity -1,307 2,433 3,435 -3,712 -1,514 Net Cash Flow -408 86 585 -162 -466 Free Cash Flow 851 -2,184 -2,704 3,659 880 CFO/OP 171% -517% -170% -767% -200%
SPANDANA ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 2 0 15 -33 -29