UCO Bank (UCOBANK) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow UCO Bank reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹666 Cr for the quarter ended Mar 2025. Figures in ₹ crore, consolidated where available.
UCOBANK quarterly results (₹ Cr) Metric Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Revenue 5,224 5,219 5,552 5,860 6,024 6,078 6,220 6,745 Interest 3,215 3,302 3,564 3,672 3,770 3,778 3,842 4,046 Expenses 2,295 1,924 2,072 2,507 2,227 2,355 2,567 3,055 Financing Profit -286 -7 -84 -319 27 -54 -190 -356 Financing Margin -5 0 -2 -5 0 -1 -3 -5 Other Income 633 647 861 1,125 835 993 1,186 1,392 Depreciation 0 0 0 0 0 0 0 0 Profit before tax 347 640 777 806 862 939 996 1,036 Tax 36% 37% 35% 35% 36% 36% 36% 37% Net Profit 225 404 505 538 555 607 640 666 EPS in Rs 0.19 0.34 0.42 0.45 0.46 0.51 0.54 0.53 Gross NPA 4.48 4.14 3.85 3.46 3.32 3.18 2.91 2.69 Net NPA 1.18 1.11 0.98 0.89 0.78 0.73 0.63 0.5
UCOBANK profit & loss, annual (₹ Cr) Metric Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Revenue 14,446 14,981 17,651 21,854 25,067 Interest 8,966 8,508 10,307 13,754 15,437 Expenses 8,845 7,658 6,729 8,517 9,892 Financing Profit -3,365 -1,185 614 -416 -262 Financing Margin -23 -8 3 -2 -1 Other Income 3,424 3,101 2,508 3,266 4,407 Depreciation 134 165 218 281 311 Profit before tax -75 1,750 2,905 2,569 3,834 Tax -321% 47% 36% 36% 36% Net Profit 188 965 1,826 1,672 2,468 EPS in Rs 0.19 0.81 1.53 1.4 1.97 Dividend Payout 0% 0% 0% 20% 20%
UCOBANK balance sheet (₹ Cr) Metric Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Equity Capital 9,918 11,956 11,956 11,956 12,540 Reserves 12,598 11,513 13,648 15,258 18,345 Deposits 2,05,919 2,24,073 2,49,338 2,63,130 2,93,542 Borrowing 15,383 13,508 20,501 25,331 28,687 Other Liabilities 9,428 6,609 5,260 7,873 9,247 Total Liabilities 2,53,246 2,67,659 3,00,702 3,23,548 3,62,361 Fixed Assets 3,151 3,287 3,444 3,717 3,791 CWIP 67 48 65 65 61 Investments 93,693 96,749 95,009 92,761 94,153 Other Assets 1,56,335 1,67,575 2,02,184 2,27,006 2,64,357 Total Assets 2,53,246 2,67,659 3,00,702 3,23,548 3,62,361
UCOBANK cash flows (₹ Cr) Metric Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Cash from Operating Activity 2,422 4,399 2,983 1,002 1,913 Cash from Investing Activity 106 -214 -67 -275 -680 Cash from Financing Activity 3,266 -1,637 -336 -430 5,870 Net Cash Flow 5,794 2,548 2,580 297 7,102 Free Cash Flow 2,258 4,189 2,701 703 1,576 CFO/OP 43% 60% 27% 8% 13%
UCOBANK ratios Metric Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 ROE 0 4 7 6 8