Utkarsh Small Finance Bank Ltd (UTKARSHBNK) Announcements - Latest Exchange Filings with AI Summaries
Latest corporate announcements filed by Utkarsh Small Finance Bank Ltd on NSE and BSE, with an AI summary of each filing.
Utilization of issue proceeds of Non Convertible Debentures
Others (Uncategorized) · 04 Nov 2026, 2:30 am
Utkarsh SFB Reports Zero Deviation in ₹300 Crore NCD Proceeds Utilization Utkarsh Small Finance Bank confirmed zero deviation or variation in the utilization of proceeds from its ₹300 crore Non-Convertible Debentures (NCDs) issued via private placement on 25th Sep'26. As of the quarter ended 30th Sep'26, the entire ₹300 crore was fully deployed toward augmenting lower Tier-II capital, strengthening capital adequacy, enhancing long-term resources, and supporting regular business activities. The statement of deviation was reviewed and approved without comments by the Audit Committee on 3rd Nov'26, in compliance with SEBI Listing Regulations.
Investor Presentation on Unaudited Financial Results for the quarter and half year ended September 30, 2026.
Investor Presentation · 04 Nov 2026, 2:13 am
Utkarsh Small Finance Bank Q2 & H1 FY27 Financial Results Presentation Utkarsh Small Finance Bank reported a net loss of ₹70 crore for Q2'FY27, narrowing from a ₹348 crore loss in Q2'FY26, with NII rising 24% YoY to ₹435 crore and operating profit reaching ₹85 crore. Gross loan portfolio grew 7.5% YoY to ₹20,062 crore, driven by non-micro banking expansion (+22.6% YoY) and increased secured lending (52% share). Asset quality improved markedly, with GNPA declining to 5.9% from 12.2% in Sep'25. Total deposits rose 6.6% YoY to ₹23,869 crore, while CRAR stood at 17.05%.
Press Release on Unaudited Financial Results for the quarter and half year ended September 30, 2026
Press Release · 04 Nov 2026, 2:09 am
Utkarsh SFB Q2 FY27 Results: Operational Turnaround and Sharp Asset Quality Improvement Utkarsh Small Finance Bank reported a reduced net loss of ₹70 crore in Q2 FY27, narrowing 80% YoY from ₹348 crore, driven by a turnaround in PPoP to ₹85 crore versus an operating loss of ₹3 crore in Q2 FY26. NIM expanded ~120 bps YoY to 6.3% as Cost of Funds fell ~50 bps YoY to 7.5%. Gross loan portfolio rose 7.5% YoY to ₹20,062 crore, with secured loans reaching 52%. GNPA improved substantially by ~630 bps YoY to 5.9% and NNPA reached 2.7%. Deposits expanded 6.6% YoY to ₹23,869 crore with CASA at 21.4% and CRAR at 17.0%.
Unaudited Financial Results for the quarter and half year ended September 30, 2026
Financial Result · 04 Nov 2026, 1:51 am
Utkarsh Small Finance Bank Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.
Outcome · 04 Nov 2026, 1:37 am
Outcome of Board Meeting held on November 03, 2026
Outcome · 04 Nov 2026, 1:33 am
Utkarsh Small Finance Bank Reports Q2 FY27 Results with Narrowing Losses Utkarsh Small Finance Bank reported total income of ₹1,00,228.06 lakh for the quarter ended 30th Sep'26, up 6.93% YoY from ₹93,731.76 lakh. Operating profit rose significantly to ₹8,524.39 lakh against an operating loss of ₹332.40 lakh in Q2 FY26. Net loss narrowed sharply to ₹6,985.22 lakh compared to ₹34,846.47 lakh YoY, aided by lower provisions of ₹16,588.85 lakh. Asset quality improved substantially with Gross NPA declining to 5.96% (12.42% YoY) and Net NPA falling to 2.74% (5.02% YoY). Capital adequacy ratio stood stable at 17.05%.
Earnings Call for the quarter and half year ended September 30, 2026, is scheduled to be held on November 04, 2026 at 06.15 PM (IST).
Intimation · 04 Nov 2026, 6:15 pm
Utkarsh Small Finance Bank Schedules Q2FY27 Earnings Call for November 4, 2026 Utkarsh Small Finance Bank will host its earnings conference call on 4th Nov'26 at 6:15 PM IST to discuss unaudited financial results for the quarter and half year ended 30th Sep'26 (Q2FY27). Organized by ICICI Securities, the call will feature senior management, including MD & CEO Govind Singh, Executive Director Sarjukumar Pravin Simaria, CFO Manmohan Shetty, and CRO Amit Acharya, alongside heads of micro banking, consumer banking, and assets. Universal access numbers include +91 22 6280 1144 and +91 22 7115 8045.
UTKARSH SMALL FINANCE BANK LIMITED has informed the Exchange about Board Meeting to be held on 03-Nov-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 .
Intimation · 03 Nov 2026, 5:30 am
Utkarsh Small Finance Bank Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 03/11/2026 ,inter alia, to consider and approve the Unaudited Financial ....
Intimation · 03 Nov 2026, 5:30 am
Utkarsh Small Finance Bank Board to Consider Q2 FY27 Results on 3rd Nov'26 Utkarsh Small Finance Bank announced that its Board of Directors will meet on 3rd Nov'26 to consider and approve the unaudited financial results for the quarter and half-year ended 30th Sep'26. In accordance with insider trading regulations, the trading window for dealing in the bank's securities will reopen on 6th Nov'26, 48 hours post the formal declaration of the financial results.
To consider and approve the financial results for the quarter and half year ended September 30, 2026
Intimation · 03 Nov 2026, 5:30 am
Business Updates for the quarter and half year ended September 30, 2026
Others (Uncategorized) · 06 Oct 2026, 11:03 pm
Utkarsh Small Finance Bank Q2 FY27 Business Updates Utkarsh Small Finance Bank reported a 54.9% YoY increase in total disbursements to ₹3,525 crore in Q2 FY27, driven by a 94.2% YoY jump in non-JLG disbursements. Gross loan portfolio grew 7.5% YoY to ₹20,063 crore, with the secured mix improving to 52%. Total deposits rose 6.6% YoY to ₹23,869 crore, supported by a 14.3% YoY rise in CASA deposits, taking the CASA ratio to 21.5%. As of 30th Sep'26, LCR stood at 176%, collection efficiency was 99.53%, and SMA pool stood at 1.48%.
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
Others (Uncategorized) · 30 Sept 2026, 8:11 pm
Utkarsh Small Finance Bank Approves Sale of Stressed Unsecured Loans Utkarsh Small Finance Bank's Management Committee approved the sale of a stressed unsecured loan portfolio to an NBFC on 30th Sep'26. The pool comprises Non-Performing Assets (NPAs) and written-off loans with an aggregate principal outstanding of up to ₹75.16 crore as of 31st Aug'26. The transaction has been agreed for a total consideration of ₹15.50 crore, aiding the bank's asset quality management and stressed-asset recovery efforts.
Allotment of Non Convertible Debentures
Others (Uncategorized) · 25 Sept 2026, 10:34 pm
Utkarsh Small Finance Bank Approves ₹300 Crore Tier II Bond Allotment Utkarsh Small Finance Bank's Capital Structuring & Fund Raise Committee approved the allotment of 30,000 rated, listed, unsecured, subordinated, redeemable, Lower Tier II NCDs on 25th Sep'26. Issued on a private placement basis at a face value of ₹1,00,000 each, the total issue size stands at ₹300 crore. The instruments carry a coupon rate of 11.75% per annum payable quarterly, with a tenure of 7 years from the date of allotment, and will be listed on the BSE Wholesale Debt Market segment.
Utkarsh Small Finance Bank Limited has informed the Exchange regarding Outcome of Board Meeting held on September 19, 2026.
Outcome · 20 Sept 2026, 2:55 am
Utkarsh Small Finance Bank Appoints Manmohan Shetty as Chief Financial Officer Utkarsh Small Finance Bank has approved the appointment of Manmohan Shetty as Chief Financial Officer (CFO) and Key Managerial Personnel, effective 19th Sep'26, following recommendations from the Audit Committee and Nomination and Remuneration Committee. Shetty, a Chartered Accountant with over 20 years of experience across banking, NBFCs, and financial services, previously held leadership positions at Viksit Capital, Barclays Bank, and Lehman Brothers, with expertise spanning controllership, treasury, financial planning, and compliance management.
Appointment of Mr. Manmohan Shetty as Chief Financial Officer and Key Managerial Personnel of the Bank.
Change in Management · 20 Sept 2026, 2:52 am
Utkarsh Small Finance Bank Appoints Manmohan Shetty as Chief Financial Officer Utkarsh Small Finance Bank approved the appointment of Manmohan Shetty as Chief Financial Officer and Key Managerial Personnel, effective 19th Sep'26, following recommendations from the Audit and Nomination & Remuneration Committees. Shetty brings over two decades of experience across banking, NBFCs, and financial services, having previously served in leadership capacities at Viksit Capital, Barclays Bank, and Lehman Brothers. His core expertise spans controllership, financial planning and analysis, budgeting, treasury, compliance, and strategic financial management. He is a Chartered Accountant and holds a commerce degree from Mumbai University.
Outcome of the Board Meeting held on Saturday, September 19, 2026
Others (Uncategorized) · 20 Sept 2026, 2:50 am
Utkarsh Small Finance Bank Appoints Manmohan Shetty as Chief Financial Officer Utkarsh Small Finance Bank appointed Mr. Manmohan Shetty as Chief Financial Officer (CFO) and Key Managerial Personnel, effective 19th Sep'26, following recommendations from the Audit and Nomination and Remuneration Committees. Mr. Shetty, a Chartered Accountant with over 20 years of experience across banking, NBFCs, and financial services, previously held leadership roles at Viksit Capital, Barclays Bank, and Lehman Brothers. His expertise spans financial controllership, treasury, budgeting, planning, analysis, and regulatory compliances.
As per intimation enclosed
Others (Uncategorized) · 11 Sept 2026, 4:44 pm
Utkarsh Small Finance Bank Approves ₹300 Crore Tier II NCD Issuance On 11th Sep'26, Utkarsh Small Finance Bank's Capital Structuring & Fund Raise Committee approved the issuance of rated, listed, unsecured, subordinated Lower Tier II NCDs aggregating up to ₹300 crore via private placement, comprising a ₹200 crore base issue and a ₹100 crore green shoe option. The debentures carry a face value of ₹1,00,000 each, a 7-year tenure, and a coupon of up to 11.75% per annum payable quarterly. The securities are proposed to be listed on the Wholesale Debt Market segment of BSE Limited.
Intimation of Credit Rating
Others (Uncategorized) · 04 Sept 2026, 12:40 am
Utkarsh Small Finance Bank Receives CARE A- Rating for Tier II Bonds On 3rd Sep'26, Utkarsh Small Finance Bank announced credit rating updates from CARE. CARE assigned a "CARE A-; Stable" rating to the bank's proposed ₹500 crore Tier II bonds (NCDs) to be issued on a private placement basis. Furthermore, CARE reaffirmed the "CARE A-; Stable" rating for the bank's existing ₹200 crore Tier II bonds. This "A-" rating denotes an adequate degree of safety for the timely servicing of financial obligations and indicates low credit risk for the bank's subordinated debt instruments.
Intimation regarding Investor Meet
Intimation · 01 Sept 2026, 5:45 pm
ESG rating
Others (Uncategorized) · 21 Aug 2026, 9:30 pm
Utkarsh Small Finance Bank Receives ESG Score of 63 Utkarsh Small Finance Bank announced on Aug 21, '26, that it has been voluntarily assigned an Environmental, Social, and Governance (ESG) score of '63'. The rating was provided by ESG Risk Assessments and Insights Limited based on publicly available information. The bank received the notification on Aug 20, '26.
Migration of Core Banking System
Others (Uncategorized) · 19 Aug 2026, 6:20 pm
Utkarsh SFB to Migrate Core Banking System, Causing Service Downtime Utkarsh Small Finance Bank announced a migration to a new Core Banking System as part of a technology modernization initiative. This will result in a planned downtime from 10:00 PM on Aug 21, '26, to 6:00 AM on Aug 24, '26. During this period, all banking services will be unavailable. The bank confirmed it has implemented a comprehensive migration strategy, including risk mitigation and business continuity measures, to manage the transition and minimize disruption.
Intimation of ESG Rating
Others (Uncategorized) · 17 Aug 2026, 6:07 pm
Utkarsh SFB Receives ESG Score of 71.80 from SES ESG Research Utkarsh Small Finance Bank (UTKARSHBNK) announced on 17 Aug'26 that it has been assigned an ESG score of 71.80 by SES ESG Research Private Limited. The rating was voluntarily assigned based on publicly available information. The bank received the notification on 16 Aug'26. This score provides an external assessment of the bank's performance on environmental, social, and governance parameters, a key metric for institutional investors.
Transcript of the Earnings Call held on August 03, 2026.
Transcript · 07 Aug 2026, 11:28 pm
Scrutinizer''s Report along with results of e-voting of the 10th AGM of the Bank.
Annual General Meeting · 06 Aug 2026, 3:05 am
Summary of the proceedings of the 10th Annual General Meeting of the Bank held on August 04, 2026.
Annual General Meeting · 05 Aug 2026, 12:23 am