Emerald Finance Ltd (EMERALD) Announcements - Latest Exchange Filings with AI Summaries
Latest corporate announcements filed by Emerald Finance Ltd on NSE and BSE, with an AI summary of each filing.
Submission of Investor Presentation
Investor Presentation · 05 Nov 2026, 12:37 am
Emerald Finance Q2 FY27 Performance Report Emerald Finance posted strong Q2 FY27 results, with gross total income rising 45.8% YoY (6.7% QoQ) to ₹10.07 Cr and PAT advancing 47.3% YoY (8.8% QoQ) to ₹5.31 Cr, pushing H1 FY27 PAT past ₹10 Cr. Growth was powered by Earned Wage Access (EWA) fee income, which surged 120.4% YoY to ₹1.19 Cr, and MSME interest income, up 38.3% YoY to ₹4.94 Cr. Cumulative MSME disbursements crossed ₹131 Cr, while return metrics strengthened to an ROE of 19.6% and ROC of 24.66% in H1 FY27.
Submission of outcome of Board Meeting dated 04.11.2026
Outcome · 04 Nov 2026, 10:15 pm
Emerald Finance Reports Strong Q2 FY27 Results with Consolidated PAT Up 47% YoY Emerald Finance reported a 47.1% YoY surge in consolidated net profit to ₹530.15 lakh for the quarter ended 30th Sep'26, up from ₹360.30 lakh in the prior-year period. Revenue from operations climbed 45.9% YoY to ₹1,006.90 lakh, supported by robust growth in interest income and fee-based income. Diluted EPS expanded to ₹1.49 compared to ₹1.04 in the corresponding quarter. For the half-year ended 30th Sep'26, consolidated PAT rose 49.8% YoY to ₹1,017.67 lakh alongside loan assets expanding to ₹13,100.29 lakh.
Submission of Unaudited Financial Results for the quarter and half year ended 30.09.2026
Financial Result · 04 Nov 2026, 10:13 pm
Emerald Finance Q2 FY27 Consolidated Net Profit Climbs 47% YoY Emerald Finance reported consolidated total revenue from operations of ₹1,006.90 lakh for the quarter ended 30th Sep'26, rising 45.8% YoY from ₹690.30 lakh in Q2 FY26 and 6.7% QoQ. Consolidated profit after tax reached ₹530.15 lakh, up 47.1% YoY from ₹360.30 lakh and 8.7% QoQ. Basic EPS improved to ₹1.51 from ₹1.04 YoY. For H1 FY27, consolidated revenue grew 43.3% YoY to ₹1,950.46 lakh, while net profit advanced 49.8% YoY to ₹1,017.67 lakh. Consolidated loan assets expanded to ₹13,100.29 lakh as of 30th Sep'26.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 04 Nov 2026, 6:28 pm
Emerald Finance Partners with ATS Services to Launch Early-Wage-Access Program Emerald Finance Limited has partnered with New Delhi-based ATS Services Private Limited to roll out an Early-Wage-Access program, announced on 4th Nov'26. Under this salary advance initiative, the company aims to expand its retail offerings by extending short-term loans to ATS Services' employees, facilitating seamless mid-month salary access. Repayments for the lent amounts will be collected automatically through payroll deductions, supporting Emerald Finance's strategic roadmap to scale structured retail credit solutions.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 03 Nov 2026, 10:19 pm
Emerald Finance Appointed Pan-India DSA for Unity Small Finance Bank's Gold Loan Vertical Emerald Finance Limited has entered into a Direct Selling Agent (DSA) agreement with Unity Small Finance Bank, effective 3rd Nov'26. Under the terms of the agreement, Emerald Finance will act as a DSA to source gold loan business on a Pan-India basis. This partnership enables Emerald Finance to expand its retail lending footprint and scale distribution operations across India via Unity Small Finance Bank's gold loan vertical.
Submission of disclosure under Regulation 30 of LODR Regulation, 2015
Others (Uncategorized) · 30 Oct 2026, 9:26 pm
Emerald Finance Partners with Automotive India for Early-Wage-Access Program Emerald Finance Limited announced a partnership with Kolkata-based Automotive India on 30th Oct'26 to offer its Early-Wage-Access program to the firm's employees. Under this retail offering, Emerald Finance provides short-term salary advance loans to employees for instant liquidity throughout the month, with loan repayments subsequently collected via direct salary deductions through the employer.
Submission of Earning Call invite for 05.11.2026
Intimation · 05 Nov 2026, 4:00 pm
Emerald Finance Schedules Q2 & H1 FY27 Earnings Call on 5th Nov'26 Emerald Finance Limited will host its Q2 & H1 FY27 earnings conference call on Thursday, 5th Nov'26, at 4:00 PM IST. Key management participants include Managing Director Sanjay Aggarwal, Chief Risk Officer Gurmeet Kaur, Head of Business Development Talin Aggarwal, and Head of EWA Sales Amanpreet Sodhi. Universal dial-in numbers are +91 22 6280 1239 and +91 22 7115 8140, coordinated by Kirin Advisors.
Emerald Finance Ltdhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 04/11/2026 ,inter alia, to consider and approve Unaudited Financial Results ....
Intimation · 04 Nov 2026, 5:30 am
Emerald Finance Schedules Board Meeting to Consider Q2 FY27 Results Emerald Finance Limited has scheduled a meeting of its Board of Directors on 4th Nov'26 to consider and approve the un-audited standalone and consolidated financial results for the quarter and half year ended 30th Sep'26. Additionally, the trading window for dealing in the company’s securities has been closed for designated persons and their immediate relatives from 1st Oct'26 and will remain closed until 6th Nov'26.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 26 Oct 2026, 9:44 pm
Emerald Finance Partners with Kandarp Digi Smart BPO for Early-Wage-Access Program Emerald Finance Limited has partnered with Uttar Pradesh-based Kandarp Digi Smart BPO Limited to launch its Early-Wage-Access program, announced on 26th Oct'26. In line with its strategy to expand retail offerings, the company's salary advance solution provides short-term loans directly to employees, allowing seamless mid-month salary access. Loan repayments will be systematically recovered through automated salary deductions via employer tie-ups.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 14 Oct 2026, 10:51 pm
Emerald Finance Partners with Halomax Lighting to Provide Early-Wage-Access Loans Emerald Finance Limited has partnered with Delhi-based Halomax Lighting Solutions Private Limited to offer its Early-Wage-Access program to Halomax’s employees, per its 14th Oct'26 regulatory filing. The initiative aligns with Emerald's strategy to expand its retail customer base via salary advance solutions. Under this B2B2C model, the company ties up with employers to disburse short-term credit against earned wages, with repayments structured via direct payroll deductions throughout the month.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 07 Oct 2026, 6:37 pm
Emerald Finance Partners with Redhatwheels to Offer Early-Wage-Access Program Emerald Finance Limited has partnered with Kolkata-based Redhatwheels Private Limited on 7th Oct'26 to introduce its Early-Wage-Access program. The initiative expands Emerald Finance's retail offerings via a salary advance product, providing employees seamless, mid-month access to earned wages through short-term loans. Recoveries will be executed directly via salary deductions, supporting the company's strategic push into employer-tied retail lending solutions.
Submission of Voting Results and Scrutinizer''s Report
Annual General Meeting · 02 Oct 2026, 2:02 am
Emerald Finance Shareholders Approve All Resolutions at 43rd AGM Emerald Finance Limited announced that shareholders approved all proposed ordinary resolutions at its 43rd AGM held on 30th Sep'26. Key approvals include the adoption of audited financial statements for FY26, declaration of a final dividend of Rs. 0.10 per share, the reappointment of director Sanjay Aggarwal upon retirement by rotation, and approval of Related Party Transactions for FY27. All resolutions were passed with over 99.9% shareholder approval, with promoter votes excluded from the Related Party Transactions resolution as required by regulatory norms.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 30 Sept 2026, 7:00 pm
Emerald Finance Partners with Erste Wahl to Launch Early-Wage-Access Program Emerald Finance Limited has partnered with Punjab-based Erste Wahl Financial Services to offer its Early-Wage-Access program to the firm's employees. Under this retail expansion initiative, Emerald Finance provides short-term salary advance loans, allowing employees on-demand access to earned wages throughout the month. Repayments will be recovered directly via automated salary deductions.
Submission of proceedings of Annual General Meeting held on 30.09.2026
Annual General Meeting · 30 Sept 2026, 5:28 pm
Submission of Outcome of Annual General Meeting
Annual General Meeting · 30 Sept 2026, 5:22 pm
Submission of Announcement under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 28 Sept 2026, 9:27 pm
Emerald Finance Partners with Iconic, Mohali for Early-Wage-Access Program Emerald Finance Limited announced on 28th Sep'26 that it has partnered with Iconic, Mohali, to provide its Early-Wage-Access program to the firm's employees. Under this product offering, Emerald Finance ties up with employers to deliver short-term salary advances that allow employees to access portions of their earned wages on demand, with repayments subsequently recovered via payroll deductions. This partnership aligns with Emerald Finance's strategic objective to scale its retail offerings and expand its salary advance financial solutions.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 25 Sept 2026, 9:59 pm
Emerald Finance Partners with AIC Infrastructures for Early-Wage-Access Program Emerald Finance Limited has partnered with Maharashtra-based AIC Infrastructures to roll out its Early-Wage-Access program for the firm's employees. Under this retail-focused salary advance solution, Emerald Finance will provide short-term loans that allow employees to access earned wages seamlessly throughout the month, with loan repayments collected directly via payroll deductions. This partnership aligns with the company's broader strategy to expand its retail financing offerings.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 23 Sept 2026, 12:11 am
Emerald Finance Partners with Bhola Jewellers for Early-Wage-Access Program Emerald Finance Limited partnered with Chandigarh-based Bhola Jewellers on 22nd Sep'26 to offer its Early-Wage-Access program to the jeweller's workforce. Under this salary advance product, Emerald Finance provides short-term loans directly to employees, facilitating instant liquidity during the month, with loan recoveries managed seamlessly via payroll deductions. The partnership aligns with the company's broader retail credit strategy to expand its short-term financing solutions through employer tie-ups.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 21 Sept 2026, 11:59 pm
Emerald Finance Partners with Say Trip Hospitality for Early-Wage-Access Program Emerald Finance Limited partnered with Kolkata-based Say Trip Hospitality Pvt. Ltd. on 21st Sep'26 to roll out its Early-Wage-Access program for the partner's employees. Under this retail-focused salary advance solution, Emerald Finance will provide short-term loans, enabling employees to seamlessly access earned wages throughout the month. The disbursed loan amounts will be recovered directly via monthly payroll deductions, supporting the company's broader strategy to scale its retail lending offerings through corporate employer tie-ups.
Submission of disclosure under Regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 17 Sept 2026, 9:22 pm
Emerald Finance Partners with Influcon Digital for Early-Wage-Access Solution Emerald Finance Limited has partnered with Kolkata-based Influcon Digital LLP to provide an Early-Wage-Access program for its workforce, as announced on 17th Sep'26. Under this retail-focused salary advance solution, the company ties up with employers to offer short-term loans, enabling employees to access earned wages seamlessly throughout the month. Loan repayments will be systematically collected via payroll deductions, supporting Emerald Finance's strategy to expand its retail credit offerings.
Submission of disclosure under regulation 30 of LODR Regulations, 2015
Others (Uncategorized) · 11 Sept 2026, 7:34 pm
Emerald Finance Partners with Ace Financials to Launch Early-Wage-Access Program Emerald Finance Limited has partnered with Ace Financials (Zirakpur, Punjab) to offer its Early-Wage-Access program to the firm's employees. Under this retail-focused salary advance solution, the company will tie up with employers to provide short-term loans, enabling employees to access earned wages seamlessly throughout the month. Loan repayments will be systematically collected via payroll salary deductions, supporting the company's broader strategy to expand offerings across retail lending segments.
Communication sent to shareholders under Regulation 36(1)(b) of LODR Regulations, 2015
Others (Uncategorized) · 06 Sept 2026, 12:52 am
Emerald Finance Dispatches FY26 Annual Report and Schedules 43rd AGM Emerald Finance Limited announced that its 43rd Annual General Meeting is scheduled for 30th Sep'26 at 10:00 a.m. IST. In compliance with Regulation 36(1)(b) of SEBI LODR Regulations, the company dispatched its FY26 Annual Report alongside the AGM notice via email on 5th Sep'26. Unregistered shareholders can access the report and notice directly via the investor portal on the company’s website. Additionally, members are requested to register their email addresses with the depository or RTA by the cut-off date of 23rd Sep'26.
Submission of Annual report
Others (Uncategorized) · 06 Sept 2026, 12:48 am
Board fixed Record date for dividend as 23.09.2026
Dividend · 27 Aug 2026, 10:22 pm
Emerald Finance Announces Dividend Record Date and AGM Emerald Finance's Board approved the Directors' Report for the year ended 31 Mar '26. The Annual General Meeting (AGM) is scheduled for 30 Sep '26. The record date for determining final dividend eligibility has been fixed as 23 Sep '26. Book closure for the AGM and dividend will occur from 24 Sep '26 to 30 Sep '26. The specific dividend amount was not disclosed in this announcement.
Submission of outcome of Board Meeting
Others (Uncategorized) · 27 Aug 2026, 10:20 pm
Emerald Finance Announces AGM and Final Dividend Record Date Emerald Finance (BSE: 538882) will hold its Annual General Meeting on 30th Sep'26. The Board has declared a final dividend and fixed the record date as 23rd Sep'26 to determine shareholder eligibility for the payment. The book closure period for the dividend and AGM is from 24th Sep'26 to 30th Sep'26, inclusive. These decisions were made at the board meeting on 27th Aug'26, where the Directors' Report for the year ended 31st Mar'26 was also approved.