Indian Overseas Bank (IOB) Announcements - Latest Exchange Filings with AI Summaries
Latest corporate announcements filed by Indian Overseas Bank on NSE and BSE, with an AI summary of each filing.
Change in Chief Financial Officer w.e.f 01.11.2026
Change in Management · 27 Oct 2026, 11:09 pm
Indian Overseas Bank Appoints Akshit Choudhary as Chief Financial Officer Indian Overseas Bank has appointed General Manager Akshit Choudhary as Chief Financial Officer, effective 1st Nov'26, succeeding Deputy General Manager Madhaw Chandra Jha. Choudhary, aged 40, is a Chartered Accountant holding CAIIB and DTIRM qualifications with over 15 years of experience across banking, auditing, treasury, and business operations. His professional background includes roles at State Bank of India, Punjab & Sind Bank, and PwC SDC, covering integrated treasury, audit and assurance, regional management, capital planning, and risk governance across diverse regional markets.
Investor Presentation
Investor Presentation · 26 Oct 2026, 9:38 pm
Indian Overseas Bank Q2 FY27 Financial Results Indian Overseas Bank reported a 55.95% YoY increase in Net Profit to ₹1,912 crore for the quarter ended 30th Sep'26, driven by a 26.41% YoY rise in Net Interest Income to ₹3,867 crore. Domestic NIM expanded 14 bps YoY to 3.49%, while ROE improved to 24.58%. Global advances grew 24.35% YoY to ₹3,45,650 crore, led by RAM segment expansion, while total deposits rose 20.16% YoY to ₹4,07,428 crore. Asset quality strengthened, with GNPA declining 64 bps YoY to 1.19%, NNPA at 0.16%, and PCR reaching 97.69%.
Press Release for Financial Results for the quarter and half year ended 30.09.2026
Press Release · 26 Oct 2026, 7:36 pm
Indian Overseas Bank Reports 55.95% YoY Q2 FY27 Net Profit Surge Indian Overseas Bank posted a 55.95% YoY jump in Q2 FY27 net profit to ₹1,912 Cr for the quarter ended 30th Sep'26, driven by a 26.41% YoY rise in Net Interest Income to ₹3,867 Cr. Domestic NIM expanded 14 bps YoY to 3.49%, while ROE improved 463 bps YoY to 24.58%. Asset quality strengthened as Gross NPA fell 64 bps YoY to 1.19% and Net NPA dropped 12 bps to 0.16%. Global advances grew 24.35% YoY to ₹3,45,650 Cr, supported by CRAR at 18.60%.
Security Cover Certificate as on 30.09.2026
Others (Uncategorized) · 26 Oct 2026, 7:23 pm
Indian Overseas Bank Reports NIL Security Cover for Unsecured Listed Debt Indian Overseas Bank submitted its Security Cover Certificate for the quarter ended 30th Sep'26 pursuant to SEBI (LODR) Regulations. The bank confirmed that all its outstanding listed non-convertible debt securities are unsecured, resulting in a NIL security cover requirement. Statutory auditors R. Devendra Kumar & Associates reviewed the standalone books and certified the data, noting an unmodified conclusion on the financial results for the period ended 30th Sep'26.
Statement of Deviation and Variation for the quarter ended 30.09.2026
Others (Uncategorized) · 26 Oct 2026, 7:16 pm
IOB Reports Nil Fund Raising and Zero Deviation for Q2 FY27 Indian Overseas Bank submitted its regulatory statement of deviation or variation under SEBI LODR Regulations for the quarter ended 30th Sep'26. The bank reported nil fund raising through equity shares or listed non-convertible debt securities during the period. Consequently, there were no deviations or variations in the utilization of issue proceeds from stated objectives, with audit committee and auditor comments recorded as nil.
Financial Results for the quarter and half year ended 30.09.2026
Financial Result · 26 Oct 2026, 6:49 pm
Indian Overseas Bank has submitted to the Exchange, the financial results for the period ended September 30, 2026.
Outcome · 26 Oct 2026, 6:00 pm
Indian Overseas Bank Reports Robust Q2 FY27 Financial Results Indian Overseas Bank reported standalone net profit of ₹1,912.42 crore for the quarter ended 30th Sep'26, up 55.9% YoY from ₹1,226.42 crore, supported by operating profit expanding 25.7% YoY to ₹3,016.49 crore. Total income rose 13.2% YoY to ₹10,427.88 crore, driven by interest earned of ₹9,201.23 crore. Asset quality improved significantly, with Gross NPA declining to 1.19% (from 1.83% YoY) and Net NPA dropping to 0.16% (from 0.28% YoY). Capital adequacy (CRAR) stood strong at 18.60% (CET1 at 16.26%), while Provision Coverage Ratio reached 97.69%.
Unaudited Financial Results Standalone and Consolidated for the quarter and half year ended 30.09.2026
Outcome · 26 Oct 2026, 6:00 pm
Announcement under Regulation 30
Others (Uncategorized) · 25 Oct 2026, 12:34 am
Indian Overseas Bank Discloses RBI ISE 2026 RWA and CRAR Assessment In its RBI Inspection for Supervisory Evaluation 2026, Indian Overseas Bank reported that RBI assessed higher Risk-Weighted Assets of ₹2,05,323.69 crore as on 31st Mar'26, compared to the bank's calculation of ₹1,97,931.60 crore due to revised risk weights across corporate ECB syndications, secondary arrangements, and undisbursed exposures. Consequently, RBI-assessed Total CRAR stood at 19.06% versus reported 19.78%, and CET-1 CRAR was 16.32% versus 16.94%. The assessment has zero impact on net profit and capital ratios remain well above regulatory thresholds.
Disclosure under Regulation 30
Others (Uncategorized) · 20 Oct 2026, 5:11 pm
Indian Overseas Bank Secures SEBI Approval for 10 Crore ESPS Equity Issuance Indian Overseas Bank received SEBI approval via letter dated 19th Oct'26 to issue up to 10,00,00,000 (10 crore) fresh equity shares directly to eligible employees under an Employee Stock Purchase Scheme (ESPS). The issuance will be conducted in accordance with SEBI (Share Based Employee Benefits and Sweat Equity) Regulations, 2021 as a permissible route to comply with Minimum Public Shareholding (MPS) norms under Rule 19A of SCRR, 1957. The approval is case-specific and remains subject to relevant statutory and regulatory guidelines.
Investor Relations Cell has informed the Exchange about Board Meeting to be held on 26-Oct-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 .
Intimation · 26 Oct 2026, 5:30 am
Investor Relations Cell has informed the Exchange about Board Meeting to be held on 26-Oct-2026 to inter-alia consider and approve the Unaudited Financial results of the Company for the Quarterly ended September 2026 .
Intimation · 26 Oct 2026, 5:30 am
Intimation of Board Meeting to Consider and Approve Unaudited Financial Results for the Quarter and Half Year Ended September 30, 2026
Intimation · 26 Oct 2026, 5:30 am
Indian Overseas Bankhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 26/10/2026 ,inter alia, to consider and approve Notice of Board Meeting for ....
Intimation · 26 Oct 2026, 5:30 am
Indian Overseas Bank to Consider Q2 FY27 Financial Results on 26th Oct'26 Indian Overseas Bank has scheduled a Board of Directors meeting on 26th Oct'26 in Chennai to consider and approve the unaudited standalone and consolidated financial results for the quarter and half year ended 30th Sep'26. In compliance with SEBI insider trading regulations, the trading window for dealing in the bank's securities, which closed on 1st Oct'26 for designated persons and insiders, will remain closed through 28th Oct'26.
Revision in MCLR w.e.f 15.10.2026
Others · 13 Oct 2026, 12:07 am
Indian Overseas Bank Hikes Marginal Cost of Funds Based Lending Rates Across Key Tenors Indian Overseas Bank revised its Marginal Cost of Funds based Lending Rate (MCLR) effective 15th Oct'26. The bank raised MCLR by 5 bps across most tenors, lifting the benchmark one-year MCLR to 8.90% from 8.85%. Overnight, three-month, six-month, two-year, and three-year rates increased by 5 bps to 7.95%, 8.50%, 8.75%, 8.90%, and 8.95%, respectively. The one-month MCLR remains unchanged at 8.25%.
Revision in Bank''s EBLR w.e.f 08.10.2026
Others · 08 Oct 2026, 12:41 am
Indian Overseas Bank Hikes Repo Linked Lending Rate to 8.35% Indian Overseas Bank has revised its External Benchmark Lending Rate (EBLR), specifically the Repo Linked Lending Rate (RLLR), upward by 25 bps from 8.10% to 8.35%. The revised benchmark lending rate is effective from 8th Oct'26 and will remain in force until further review.
Rating upgrade by India Ratings & Research
Others (Uncategorized) · 05 Oct 2026, 10:38 pm
India Ratings Upgrades Indian Overseas Bank to IND AA+ with Stable Outlook India Ratings upgraded Indian Overseas Bank's long-term issuer rating and Basel III Tier 2 bonds to 'IND AA+' from 'IND AA' on 5th Oct'26, revising the outlook to Stable from Positive. The upgrade reflects sustained credit profile strengthening, robust capital adequacy (CAR at 19.36%, CET1 at 16.88% in 1QFY27), and improving asset quality with gross NPAs declining to 1.33% and net NPAs to 0.18%. Profitability strengthened with 1QFY27 ROA at 1.41% and NIM at 3.37%, alongside sovereign support expectations from the Government of India’s 92.44% stake.
Statement of outstanding debt securities for the half year ended 30.09.2026
Others (Uncategorized) · 03 Oct 2026, 9:11 pm
Indian Overseas Bank Reports Outstanding Debt Securities as of 30th Sep'26 Indian Overseas Bank disclosed its outstanding debt securities totaling Rs 3,165.00 crore for the half year ended 30th Sep'26. The portfolio comprises four active bond issuances: Rs 500.00 crore maturing on 24th Sep'29 at a 9.0802% coupon, Rs 665.00 crore maturing on 31st Mar'32 at 8.60%, Rs 1,000.00 crore maturing on 24th Mar'33 at 9.00%, and Rs 1,000.00 crore maturing on 23rd Jan'36 at 7.80%. All issuances carry annual coupon servicing, with the latter three featuring five-year call options subject to RBI approval.
Notice of Proposed Bank Strike
Others (Uncategorized) · 25 Sept 2026, 9:24 pm
IOB Alerts Potential Operational Disruptions Due to Proposed UFBU Bank Strike Indian Overseas Bank announced that the United Forum of Bank Unions (UFBU) has called for a three-day strike from 28th Sep'26 to 30th Sep'26. While the bank has implemented necessary contingency arrangements to support normal operations across its branches and offices during the strike period, it cautioned that branch and office functioning may be impacted if the strike materializes.
Certificate on Interest Payment on Series III Bonds INE565A08035
Others (Uncategorized) · 24 Sept 2026, 7:01 pm
Indian Overseas Bank Completes ₹45.40 Crore Annual Interest Payment on Basel III Bonds Indian Overseas Bank has executed its scheduled annual interest payment of ₹45.401 crore on 24th Sep'26 for its Basel III Tier-II Bonds Series III (ISIN: INE565A08035). The total issue size stands at ₹500 crore, with the record date set on 9th Sep'26. The payment was executed on time in full compliance with SEBI LODR Regulation 57.
Change in MCLR w.e.f. 15.08.2026
Others · 13 Aug 2026, 11:53 pm
IOB Hikes MCLR by 5 bps Across Most Tenors Effective Aug'26 Indian Overseas Bank (IOB) has revised its MCLR effective 15 Aug'26. The bank hiked rates by 5 bps across most tenors. The key one-year MCLR, which is linked to many consumer loans, will increase to 8.85% from 8.80%. The three-month and six-month MCLRs are now 8.45% and 8.70%, respectively. Overnight and one-month MCLRs remain unchanged at 7.90% and 8.25%. This rate hike could lead to higher borrowing costs for customers and may positively impact the bank's net interest margin.
Rating Upgrade by CARE Credit Rating Agency
Others (Uncategorized) · 31 Jul 2026, 8:15 pm
Indian Overseas Bank's Basel III Bonds Upgraded by CARE Ratings CARE Ratings upgraded Indian Overseas Bank's Basel III Tier II Bonds from 'CARE AA' to 'CARE AA+/Stable' on 30 Jul'26. The Certificate of Deposits rating was reaffirmed at 'CARE A1+'. The upgrade reflects sustained improvement in the bank's financial risk profile, driven by better asset quality, moderate slippages, and healthy profitability. Key metrics include GNPA at 1.42% and NNPA at 0.21% as of Mar'26, with a strong provision coverage ratio of 97.5%. Comfortable capitalisation and majority government ownership provide continued support.
Transcript of Analyst Meet held on 20.07.2026
Transcript · 25 Jul 2026, 12:58 am
Audio Recording link of Analyst meet held on Monday, 20.07.2026
Audio / Video · 21 Jul 2026, 2:53 am
Indian Overseas Bank Makes Q1 FY27 Earnings Call Recording Available Indian Overseas Bank has released the audio recording of its Analyst Meet/Earnings call held on Mon, 20 Jul'26. The meeting discussed the bank's financial performance for the quarter ended 30 Jun'26. The recording is now accessible on the bank's official website, providing investors and analysts with direct access to management commentary and performance discussion. This follows the company's regulatory disclosure obligations to the BSE and NSE stock exchanges.
Investor Presentation for the quarter ended 30.06.2026
Investor Presentation · 20 Jul 2026, 9:10 pm
IOB Q1FY27: Strong Profit Growth and Improved Asset Quality For Q1FY27 ended 30-Jun'26, IOB reported a 49.32% YoY rise in Net Profit to ₹1,659 crore, driven by a 34.30% increase in NII to ₹3,688 crore and a 45.87% rise in Non-Interest Income. Total business grew 17.72% YoY to ₹6,98,325 crore, with advances up 22.75% and deposits up 13.72%. Asset quality improved significantly, with Gross NPA down 64 bps YoY to 1.33% and Net NPA at 0.18%. ROE improved to 22.69% from 19.00% YoY, while CRAR stood at a healthy 19.36%.