Indian Overseas Bank (IOB) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow Indian Overseas Bank reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹1,963 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
IOB quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 7,116 7,635 7,387 7,851 8,172 8,489 8,778 9,201 Interest 4,324 4,510 4,639 4,790 4,874 5,019 5,090 5,334 Expenses 2,852 3,152 2,714 2,698 3,430 3,102 3,989 3,027 Financing Profit -60 -27 34 364 -132 368 -301 840 Financing Margin -1 0 0 5 -2 4 -3 9 Other Income 1,298 1,581 1,480 1,365 1,499 1,291 2,160 1,227 Depreciation 0 0 0 0 0 0 0 0 Profit before tax 1,238 1,554 1,515 1,729 1,367 1,659 1,859 2,066 Tax 29% 32% 27% 29% 0% 9% 11% 7% Net Profit 875 1,092 1,178 1,259 1,427 1,556 1,716 1,963 EPS in Rs 0.46 0.57 0.61 0.65 0.74 0.81 0.89 1.02
IOB profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 16,736 19,407 24,066 28,144 31,896 34,640 Interest 10,419 11,146 14,226 17,244 19,322 20,317 Expenses 9,270 9,763 11,746 11,538 11,421 13,548 Financing Profit -2,954 -1,503 -1,906 -639 1,153 775 Financing Margin -18 -8 -8 -2 4 2 Other Income 4,905 4,116 5,665 5,607 5,847 6,177 Depreciation 173 260 336 395 521 0 Profit before tax 1,779 2,353 3,423 4,573 6,478 6,952 Tax 4% 11% 22% 26% 16% - Net Profit 1,709 2,104 2,666 3,396 5,418 6,662 EPS in Rs 0.9 1.11 1.41 1.76 2.81 3.46 Dividend Payout 0% 0% 0% 0% 0% -
IOB balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 18,902 19,257 - 19,257 19,257 Reserves 8,659 12,977 - 17,734 21,080 Deposits 2,86,121 3,11,204 - 3,68,191 4,07,428 Borrowing 30,387 42,228 - 51,603 49,760 Other Liabilities 7,799 9,045 - 16,011 19,923 Total Liabilities 3,51,869 3,94,710 - 4,72,795 5,17,448 Fixed Assets 3,726 4,581 - 5,007 5,028 CWIP 14 74 - 67 0 Investments 99,194 1,10,588 - 1,19,285 1,24,649 Other Assets 2,48,935 2,79,467 - 3,48,436 3,87,770 Total Assets 3,51,869 3,94,710 - 4,72,795 5,17,448
IOB cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity 5,539 -13,655 -1,119 2,647 4,780 Cash from Investing Activity -49 -560 -359 -579 -639 Cash from Financing Activity 479 -1,916 -528 337 -138 Net Cash Flow 5,969 -16,130 -2,006 2,405 4,003 Free Cash Flow 5,490 -14,214 -1,478 2,068 4,141 CFO/OP 84% -138% -4% 4% 26%
IOB ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 9 9 10 11 16