Union Bank of India (UNIONBANK) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow Union Bank of India reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹5,781 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
UNIONBANK quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 26,720 27,869 27,099 26,205 26,819 26,676 27,427 28,378 Interest 17,350 18,245 17,855 17,247 17,370 17,005 17,206 17,612 Expenses 8,096 9,673 8,844 9,056 7,994 8,744 8,388 8,410 Financing Profit 1,274 -49 400 -98 1,455 927 1,834 2,355 Financing Margin 5 0 1 0 5 3 7 8 Other Income 4,614 6,223 4,869 5,550 5,183 5,999 5,233 5,094 Depreciation 0 0 0 0 0 0 0 0 Profit before tax 5,889 6,175 5,269 5,453 6,638 6,926 7,067 7,449 Tax 22% 19% 21% 21% 24% 23% 24% 25% Net Profit 4,623 5,011 4,428 4,426 5,073 5,504 5,642 5,781 EPS in Rs 6.06 6.56 5.8 5.8 6.65 7.21 7.39 7.57
UNIONBANK profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 68,230 81,163 1,00,376 1,06,600 1,06,799 1,09,300 Interest 40,178 48,033 63,364 68,916 69,477 69,193 Expenses 32,264 36,155 32,422 34,738 33,434 33,536 Financing Profit -4,213 -3,024 4,590 2,946 3,888 6,571 Financing Margin -6 -4 5 3 4 6 Other Income 13,524 15,915 17,813 21,562 21,601 21,508 Depreciation 745 745 896 1,084 1,204 0 Profit before tax 8,566 12,147 21,507 23,424 24,284 28,079 Tax 39% 31% 36% 23% 23% - Net Profit 5,265 8,512 13,797 18,027 19,430 21,999 EPS in Rs 7.7 12.45 18.07 23.62 25.45 28.82 Dividend Payout 25% 24% 20% 20% 20% -
UNIONBANK balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 7,634 7,634 7,738 7,634 7,738 Reserves 89,964 1,06,200 1,18,157 1,25,918 1,36,443 Deposits 12,24,593 12,74,789 12,37,050 13,09,759 13,22,310 Borrowing 26,974 64,992 69,197 77,798 1,01,957 Other Liabilities 52,831 57,714 58,182 66,395 56,419 Total Liabilities 14,01,996 15,11,329 14,90,323 15,87,503 16,24,866 Fixed Assets 9,224 9,765 9,999 11,596 11,651 CWIP 36 59 0 64 0 Investments 3,43,953 3,61,903 3,57,747 3,43,623 3,48,774 Other Assets 10,48,783 11,39,602 11,22,577 12,32,220 12,64,441 Total Assets 14,01,996 15,11,329 14,90,323 15,87,503 16,24,866
UNIONBANK cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity 36,339 6,056 19,930 -204 -358 Cash from Investing Activity -558 -2,561 -1,394 -19 -71 Cash from Financing Activity -786 -10,654 -11,489 338 77 Net Cash Flow 34,995 -7,159 7,047 115 -351 Free Cash Flow 35,897 3,673 18,624 -220 -388 CFO/OP 103% 21% 34% 0% 0%
UNIONBANK ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 8 11 16 17 16