CreditAccess Grameen Ltd (CREDITACC) Financials - Quarterly Results, Profit & Loss, Balance Sheet, Cash Flow CreditAccess Grameen Ltd reported sales of ₹- Cr, operating profit of ₹- Cr (OPM -) and net profit of ₹502 Cr for the quarter ended Sep 2026. Figures in ₹ crore, consolidated where available.
CREDITACC quarterly results (₹ Cr) Metric Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026 Sep 2026 Revenue 1,380 1,407 1,463 1,508 1,490 1,597 1,783 1,904 Interest 475 478 482 480 459 478 550 553 Expenses 1,020 864 885 845 678 660 558 664 Financing Profit -115 65 96 184 353 459 675 687 Financing Margin -8 5 7 12 24 29 38 36 Other Income 2 1 1 1 1 1 1 1 Depreciation 16 15 15 16 16 16 16 17 Profit before tax -129 51 81 169 338 445 660 671 Tax -23% 8% 26% 26% 25% 24% 25% 25% Net Profit -100 47 60 126 252 340 493 502 EPS in Rs -6.24 2.96 3.77 7.87 15.75 21.2 30.79 31.25 Gross NPA 3.99 4.76 4.7 3.65 4.04 3.17 2.18 - Net NPA 1.28 1.73 1.78 1.26 1.36 1.12 0.76 -
CREDITACC profit & loss, annual (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM Revenue 2,669 3,487 5,167 5,752 6,059 6,775 Interest 987 1,216 1,738 1,955 1,905 2,040 Expenses 1,235 1,179 1,444 3,030 3,061 2,560 Financing Profit 447 1,092 1,984 767 1,093 2,175 Financing Margin 17 31 38 13 18 32 Other Income 81 64 6 4 4 4 Depreciation 47 50 51 62 63 65 Profit before tax 481 1,105 1,939 709 1,033 2,114 Tax 27% 25% 25% 25% 25% - Net Profit 353 826 1,446 531 778 1,587 EPS in Rs 22.65 52.87 90.72 33.27 48.54 98.99 Dividend Payout 0% 0% 11% 0% 0% -
CREDITACC balance sheet (₹ Cr) Metric Mar 2024 Mar 2025 Sep 2025 Mar 2026 Sep 2026 Equity Capital 159 160 160 160 161 Reserves 6,411 6,796 7,004 7,682 8,758 Other Liabilities 460 401 411 447 403 Total Liabilities 28,871 27,802 27,679 31,930 34,450 Fixed Assets 609 604 585 588 578 CWIP 5 4 0 0 0 Investments 1,439 893 1,238 1,075 1,926 Other Assets 26,818 26,302 25,856 30,267 31,946 Total Assets 28,871 27,802 27,679 31,930 34,450 Borrowing 21,841 20,446 20,103 23,641 25,128
CREDITACC cash flows (₹ Cr) Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 Cash from Operating Activity -2,713 -3,290 -4,734 1,125 -2,770 Cash from Investing Activity -33 -314 -994 708 -101 Cash from Financing Activity 1,967 3,365 5,494 -1,669 2,751 Net Cash Flow -780 -239 -234 164 -120 Free Cash Flow -2,741 -3,307 -4,754 1,092 -2,787 CFO/OP -181% -132% -112% 54% -86%
CREDITACC ratios Metric Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 ROE 9 18 25 8 11